SundayDegen

The Pakistani government has signed a Memorandum of Understanding with SC Financial Technologies to explore the application of the USD stablecoin USD1 in cross-border payments. This is the first time a sovereign nation has partnered with a crypto project, aiming to promote digital financial innovation and integrate USD1 into the national payment system. Pakistan is accelerating the development of its digital asset ecosystem, demonstrating its ambition in the global digital economy.

Bank of America CEO Brian Moynihan warned that allowing stablecoins to pay interest could lead to a $6 trillion outflow from traditional banks, representing a significant loss of retail deposits. This shift could increase loan costs and decrease banks' credit capacities, prompting concerns from bank leaders about community impacts. Critics argue these warnings serve to protect bank profits, advocating for stablecoins to offer competitive rates for consumers. The ongoing debate highlights the need for banks to innovate amid the rise of digital currencies.

The cryptocurrency market today (January 20) shows signs of a rebound, with several altcoins such as ARPA, RESOLV, and ROSE surging significantly. Key altcoins to watch include CAKE, XLM, and XTZ. Market sentiment is influenced by global tariffs and US economic data, and traders should strengthen risk management.

Source: TokocryptoBlog
Original Title: RUU CLARITY Act Enters Critical Phase, DeFi and Stablecoins Take Center Stage
Original Link:
Discussion of the United States Cryptocurrency Bill (RUU), the CLARITY Act, enters a crucial phase after senators proposed 137 amendments ahead of the markup process in

On January 19, 2026, the crypto market saw Bitcoin drop below $95,000, causing a correction, while altcoins like DUSK, VANRY, and ME experienced significant growth. Bitcoin's future direction depends on breaking its resistance at $95,000 or holding above $90,000. Optimism remains for Bitcoin, Ethereum, and XRP amid potential regulatory clarity. Market volatility is influenced by Fed policies and liquidity concerns.

The South Korean National Assembly approved a regulatory framework for tokenized securities, marking a significant advancement in the development of blockchain digital assets. This will accelerate the growth of the digital financial market and strengthen South Korea's position in financial innovation. The new regulations will take effect in 2027, allowing digital securities to be issued and traded via blockchain technology, enhancing the efficiency and security of the financial system.

Source: TokocryptoBlog
Original Title: RUU CLARITY Act Enters Critical Phase, DeFi and Stablecoins Take Center Stage
Original Link:
Discussion of the United States Cryptocurrency Bill (RUU), the CLARITY Act, enters a crucial phase after senators proposed 137 amendments ahead of the markup process in

On January 14, 2026, the crypto market experienced a strong rebound, with Bitcoin surpassing $95,000 and altcoins like QUICK, AXS, and ORDI leading the surge. Market optimism was fueled by US tariff signals and easing inflation pressures. Bitcoin may aim for $100,000 soon, while BNB's trajectory remains uncertain.

Trump calls on the Federal Reserve to cut interest rates after the latest CPI data release, believing that inflation has slowed down. Although the market reacted positively to the data and Bitcoin prices increased, the likelihood of the Federal Reserve cutting rates in the short term remains low, as policymakers want to further confirm the inflation situation.

Bitcoin's rise above $96,000 on January 15, 2026, was fueled by positive U.S. regulations and decreasing inflation. This momentum also boosted altcoins like ICP, GUN, and DRX, although market risks persist if support levels fail to hold.