BearMarketMonk

Bitcoin and Ethereum are in a consolidation phase, with both assets showing signs of downward pressure. Key support levels are being tested, and RSI indicators are crucial for predicting possible trend reversals. Traders should watch for important support holds.

Current SOL situation: A pivotal moment
Solana is trading near the $122.39 level (up 0.25% in the last hour), but the real story plays out at the $180 defense zone where institutional appetite meets technical resistance. A massive $200 million position bet by DeFi Dev Corp—representing a 91%

Circle Internet Group plans a $1.63 billion equity restructuring involving the sale of 10 million shares, including 2 million from the company and 8 million from major shareholders. This move reflects strategic shifts in capital allocation and could impact market confidence in USDC.

U.S. stock market continues to rise, and more and more investors want to participate in the world's most mature stock market. But for beginners, every step from opening an account to stock selection is full of questions. This article will detail the entire process of opening a U.S. stock securities account, choosing an investment method, and how to select a broker that suits you in five steps.
Before opening an account: Cash Account vs. Margin Account
When preparing to open a U.S. stock securities account, the first thing to understand is the difference between account types. Overseas brokers usually offer two types of accounts:
The characteristics of a cash account are relatively risk-controlled. Investors can only trade with existing funds, without overdraft, short selling, or margin operations. Some brokers also restrict options trading. This type of account has a low threshold and is suitable for conservative investors and beginners.
A margin account offers more flexibility. Investors can borrow securities to short sell, use leverage for T+0 day trading, and these tools provide experienced traders with

The United States enters Daylight Saving Time on March 9, 2025, and the trading hours are adjusted to 21:30 to 4:00 the next day Eastern Time. US stock trading includes regular, pre-market, and after-hours sessions, with major exchanges such as the New York Stock Exchange, NASDAQ, and the American Stock Exchange. Trading rules and trading hours of major global stock markets are also introduced.

In the 2025 crypto market boom, besides direct buying and trading of coins, there is a shortcut to profit that many smart people are eyeing—airdrops. This seemingly "free money from the sky" method is becoming a stepping stone for newcomers entering the crypto world and a secret weapon for seasoned players to accumulate early bird gains. However, not all airdrops will make you money, and blindly participating doesn't guarantee success. So, what kind of airdrops are worth grabbing? How can you avoid pitfalls?
What exactly is an airdrop? Why do project teams give away tokens for free?
An airdrop is essentially a marketing and ecosystem cold-start strategy by the project team. Simply put, it involves the project directly transferring tokens to wallets that meet certain conditions or allowing users to claim them actively.
This concept is not new. Back in the Bitcoin era, simply promoting BTC on social media could earn rewards. But today, the threshold for airdrops has increased—project

The US stock market performed strongly in 2023, with the Nasdaq rising 40.77%, driven by seven major tech giants. Although Wall Street's forecasts are conservative, market volatility and multiple risks should be monitored. The 2024 outlook is mixed; technological innovation remains the growth driver, but changes in political and economic conditions require vigilance.

In 2025, the AUD/USD performed strongly, and the outlook for 2026 is expected to depend on central bank policy divergence, economic fundamentals, and black swan risks. Mainstream institutions generally remain bullish on the Australian dollar, but attention should be paid to the potential impacts of China's economic changes and geopolitical shifts.

Leverage trading uses borrowed funds to expand trading size, leveraging margin to control larger amounts. While it can generate significant profits during a bullish market, it also amplifies losses during a downturn, carrying the risk of liquidation. Therefore, investors should carefully choose leverage ratios, manage funds prudently, and set stop-losses. Rational use of leverage can reduce risks and achieve wealth growth.

When it comes to global investments, many people first think of stocks and bonds, but in fact, commodity trading has long become an essential allocation for institutions and professional investors. Why is it worth paying attention to? Simply put, because commodity prices directly reflect the health of the global economy, and changes in supply and demand are transparent and traceable.
Core Asset Categories in Commodity Trading
Commodity trading covers a wide range of assets, mainly divided into six categories: Energy (crude oil, natural gas, electricity), Industrial Metals (copper, aluminum, lead, zinc, iron ore), Precious Metals (gold, silver, palladium, platinum), Agricultural Products (soybeans, corn, wheat), Soft Commodities (sugar, cotton, coffee), and Livestock (pork, beef).
Among them, crude oil is considered the "king" of commodity trading. Why? Because its downstream applications are ubiquitous—plastic food packaging, textiles and clothing, building materials, gasoline transportation—covering almost all aspects of daily life. Supply

By the end of 2024, the Federal Reserve has sounded the first alarm for interest rate cuts. This seemingly simple policy shift is actually rewriting the global capital flow map and quietly changing the profit opportunities for every investor.
What does a rate cut mean? Simply put, the US government is releasing liquidity, making money cheaper. Where will the capital flow? To places that can offer higher returns—gold, Crypto, growth stocks. And the US dollar, the world's primary settlement currency, is experiencing a subtle change in its status like never before.
According to the latest Fed dot plot forecast, the US dollar interest rate will gradually decrease to around 3% over the next three years. This not only affects the US market but also every foreign trade settlement and every central bank's foreign exchange reserve allocation worldwide, all revolving around the dollar's movement.
Why, after a rate cut, doesn't the dollar necessarily fall straight down?
Many people make the same mistake: seeing a rate cut and assuming the dollar will plummet. In reality

The article discusses the application of Fibonacci tools in financial trading, emphasizing their mathematical logic and the significance of the golden ratio. Fibonacci retracement lines help traders identify potential support and resistance levels, while Fibonacci extensions are used to set profit targets. Combining technical analysis with other tools can improve trading success rates and form a comprehensive trading strategy.

Candlestick charts, as an intuitive price display tool, can help traders understand market sentiment and trends. The article explains the basic components and significance of candlestick patterns, and introduces the application scenarios and interpretation methods for candlesticks of different timeframes. Mastering the closing position, the length of the real body, and the trend of the wave can effectively predict market direction, thereby making stable trading decisions.

Over-the-counter (OTC) trading is a method for investors to conduct transactions directly with dealers, bypassing centralized exchanges. This market covers a variety of assets such as stocks, bonds, and foreign exchange, offering high flexibility but with relatively lenient regulation. Risks include insufficient liquidity and information asymmetry. Investors should carefully select brokers and utilize risk management tools to ensure safe investing.

The Taiwanese dollar has appreciated to 4.85 against the Japanese yen, prompting investors to seek hedging opportunities. The article analyzes current exchange strategies and methods, divided into four approaches, recommending staggered entry and choosing appropriate methods to reduce costs and risks. It emphasizes that the Japanese yen can serve as a hedging asset, and investors should operate cautiously while exploring financial products such as yen fixed deposits and ETFs.

End of 2025 Yen Market Booms
The Taiwan dollar against the Japanese yen has surged to 4.85, up 8.7% from 4.46 at the beginning of the year. This is no coincidence—the Bank of Japan is on the verge of raising interest rates, with market expectations of a hike to 0.75% on December 19 (a 30-year high). Coupled with global risk-averse capital inflows, the yen has become the hottest foreign currency by the end of the year.
Meanwhile, the Hong Kong dollar against the yen is also seeking balance amid volatility. Taiwanese investors' interest in foreign currency allocation has surged. According to industry observations, exchange demand in the second half of the year has grown by 25%, with tourism recovery and risk hedging running in parallel.
But here’s a key issue: exchanging 100,000 TWD for yen through the wrong channel could result in a loss of 1,500 TWD.
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A Quick Guide: Which of the Four Currency Exchange Methods is the Most Cost-Effective
Don’t think you can only go to a bank counter to exchange yen. In fact, the cost differences among various methods are significant.
| Exchange Method | Exchange Rate Level | Handling Fee |

Recently, the RMB has shown a significant appreciation trend, with the USD to offshore RMB hitting a new low in over a year. The main reasons are the policy guidance from the central bank and the weakening of the US dollar. RMB internationalization has become a policy focus, with increased participation in the international market. In the future, the RMB is expected to accelerate its internationalization and reshape the global financial landscape.

Entering the fourth quarter of 2025, the exchange rate fluctuations between the New Taiwan Dollar and the Japanese Yen are frequent, currently oscillating around 4.85. As the Bank of Japan's interest rate hike expectations intensify and global risk aversion increases, many Taiwanese investors and travelers are beginning to reassess the value of Yen holdings. Compared to traditional currency exchange methods like HKD to USD, the Yen, as one of the three major safe-haven currencies, can meet both travel and shopping needs and serve as an asset hedging tool. Today, we will analyze the most suitable Yen exchange options from three dimensions: cost, convenience, and risk.
Why is the Yen worth paying attention to? Investment value beyond travel
In Taiwan's foreign currency allocation, the Yen is often regarded as a "travel currency," but its financial attributes far exceed the surface.
Practicality in daily life scenarios
In Japan travel, cash transactions still dominate—popular spots like Tokyo shopping, Hokkaido skiing, and Okinawa vacations have an approximate cash usage rate of 40%. Additionally, purchasing agents and Japanese websites

Still debating whether AI concept stocks are worth entering? In 2024, AI-themed stocks have seen astonishing gains, but will this trend continue into 2025?
Actually, from the data, global corporate spending on AI has just begun to explode. According to IDC forecasts, global AI expenditure will reach $307 billion in 2025, potentially soaring to $632 billion by 2028, with a compound annual growth rate of about 29%. This means the AI industry is far from reaching its ceiling—key is choosing the right stocks.
Three Investment Stages of AI Concept Stocks
This wave of AI is similar to the internet boom, divided into three distinct benefiting stages:
First Wave: Hardware and Chip Suppliers
The first to profit are infrastructure providers. Companies like NVIDIA, AMD, and TSMC, which produce chips and accelerators, benefit from the global data center rush to upgrade. In 2024, NVIDIA's revenue reached $60.9 billion, a 120% increase year-over-year—this is

掌握CPI公布時間 把握市場脈動
The U.S. Consumer Price Index (CPI), as an important indicator reflecting inflation, is often released before the PCE data that the Federal Reserve uses for decision-making. Since Federal Reserve policy adjustments directly impact global asset prices, the market is particularly sensitive to the timing and changes in CPI data.
The CPI release schedule is typically on the first business day of each month or the closest business day. The specific release times vary due to daylight saving time: during daylight saving time, it is at 20:30 Taiwan time; during standard time, it is at 21:30 Taiwan time. Investors should mark these key CPI release times to interpret the potential market impact of the data promptly.
Complete U.S. CPI release schedule for 2024 (Taiwan time):
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