XRP（XRP）24小时下跌3.49%

Gate News Bot Message, February 2nd, according to CoinMarketCap data, as of press time, XRP (XRP) is trading at $1.59, down 3.49% in the past 24 hours, with a high of $1.94 and a low of $1.54. The current market capitalization is approximately $96.919 billion, ranking 5th globally.

XRP Ledger is a decentralized public chain born for commercial applications, jointly led by the global business and developer community. The public chain has been verified reliable for over ten years, with zero transaction interruptions, over 63 million ledger cycles, providing a smooth development experience, low transaction costs, high-performance processing capabilities, and sustainable features. XRP Ledger has built-in functions such as a decentralized exchange, cross-currency payments, payment channels, multi-signature mechanisms, and token issuance, capable of processing thousands of transactions per second, with each transaction costing only a few cents. It has proven to be a trustworthy infrastructure for executing key projects.

Analysis of Recent Key Drivers for XRP

1️⃣ XRPL Permissioned Domain Function Gains High Consensus from Validators, Infrastructure for Institutional Compliance Applications Improved

The “Permissioned Domain” amendment of XRP Ledger has received 88.24% validator consensus and is expected to take effect on February 4th. This feature is seen as a critical bridge connecting institutional compliance needs with on-chain liquidity, helping regulated entities access on-chain liquidity while meeting compliance requirements. The proposed remedies involving certificates and permission mechanisms by legal professionals and industry insiders have received widespread attention, indicating market consensus on the legal framework for institutional applications. This technical upgrade lays a solid foundation for Ripple to advance institutional payment and settlement applications.

2️⃣ Ripple Treasury Officially Launched, Accelerating Integration of Enterprise Cash Management and Digital Asset Systems

Ripple has launched a new product, Ripple Treasury, based on the GTreasury architecture, enabling enterprises to manage traditional cash and digital assets within a unified system. Cross-border settlements conducted via RLUSD can be completed in 3 to 5 seconds, far superior to traditional wire transfer systems. The platform reduces reliance on overseas pre-funded accounts and lowers foreign exchange costs, providing significant cost advantages for enterprises. Additionally, Ripple plans to connect to the repurchase market via the Hidden Road platform in the future, allowing companies to use tokenized assets for liquidity management. The deployment of this product marks the upgrade of the XRP ecosystem from a payment tool to an enterprise-level financial management platform.

3️⃣ Whale Wallets Return and Continuous Net Inflows into ETFs Signal Clear Medium- to Long-term Capital Deployment

The number of whale wallets holding at least 1 million XRP has increased for the first time since September 2025, with a net increase of 42 this month, bringing the total to 2,016. Meanwhile, US spot XRP ETFs have maintained stable net inflows over the past few weeks, with a total net inflow of $1.26 billion and total assets under management reaching $1.39 billion. The return of large addresses typically indicates longer-term capital deployment rather than short-term speculation, resonating with institutional demand for ETF allocations and providing medium- to long-term price support.

4️⃣ Japan’s Regulatory Reclassification Plan Clarified, XRP’s Investment Grade Status Confirmed

The Financial Services Agency of Japan plans to formally reclassify XRP as a “Regulated Financial Product” before Q2 2026, removing it from the “cryptocurrency” category under the Payment Services Act and placing it under the Financial Instruments and Exchange Act framework. After reclassification, XRP will gain an “investment grade” status comparable to traditional stocks and bonds, likely attracting more institutional capital. This development provides a legal basis for the institutional acceptance of XRP in major global markets.

5️⃣ Ripple Executives to Hold XRP Community Day, Reinforcing Long-term Strategic Commitment

Ripple President Monica Long will deliver an important speech at the second XRP Community Day Americas on February 11th, emphasizing why XRP remains a core asset within Ripple’s strategic ecosystem. CEO Brad Garlinghouse has previously stated multiple times that XRP is a fundamental component of the company’s business architecture and a key driver of development. The repeated reinforcement by management indicates Ripple’s ongoing commitment to XRP’s long-term value, further clarifying its positioning amid increasingly mature institutional applications and compliance frameworks.

6️⃣ RLUSD Market Cap Surpasses $1 Billion, Middle Eastern Institutional Applications Fully Open

Ripple’s stablecoin RLUSD has surpassed a market cap of $1 billion, becoming one of the fastest-growing regulated stablecoins globally. Financial regulators in Abu Dhabi and Dubai have issued usage licenses for RLUSD to institutional users, and the Dubai International Financial Centre has approved its compliant circulation, allowing over 7,000 licensed enterprises to use RLUSD. Major global lending and liquidity platforms have incorporated RLUSD into high-quality collateral asset systems, driving a more than 2000% year-over-year growth in asset tokenization on the XRP Ledger in 2025.

This message is not investment advice; please be aware of market volatility risks.