I used to get sleepy whenever I heard about DeFi. My friends would pitch me all kinds of strategies, and I would just nod and pretend to understand, thinking to myself, “I’m definitely going to mess this up.”
Then I came across @Infinit_Labs’ Prompt-to-DeFi, and I clicked in just to see the joke, but it turned out to be super simple: no need to understand code.
For example, if I say “help me find a more stable yield strategy using ETH,” it automatically puts together a whole strategy for me, clearly stating the expected returns and potential risks. In the end, I just need to click confirm and

My cousin runs a coffee shop in Thailand, with half her customers being locals and the other half digital nomads working remotely. The payment methods are all over the place: card swipes, bank transfers, local e-wallets, and a bunch of remote orders settled in US dollars. Her biggest headache used to be two words: bottleneck. Customers would pay, but it would take days for the platform to settle, then more days for banks to clear funds. Meanwhile, she had to buy coffee beans, pay rent, and give wages to her staff. If cash flow stopped moving, everything would grind to a halt, and she’d have to

Some time ago, I wrote about Confidential Layer and $CLONE , and since then people have been asking about the current progress.
Recently, the project has actually been steadily moving upward:
According to official data, the bridge's 30-day transaction volume is about $24 million, which is almost 50% more than last month, indicating that more and more people are using it for cross-chain transactions.
Let me clarify the underlying logic in one sentence:
@ConfidentialLyr is a “privacy cross-chain bridge”; on one end, it connects to public chains like BTC, ETH, SOL, and Base, and on the other, it

Back when I watched the GME saga, I was like everyone else, just cursing at Robinhood for “only allowing selling, not buying.” It was only later that I learned: if the platform hadn’t halted trading during those days, it would have had to put up several times its net worth as collateral to the traditional clearinghouses. The old financial settlement system simply couldn’t handle the pace of the entire internet rushing in at once.
Someone who was on the front lines writing code back then really took this lesson to heart.
That person is @jayendra_jog, now one of the co-founders of Sei Labs.
Othe

A friend of mine, Lao Zhou, who works at a brokerage, told me:
“I actually saw $SEI in Interactive Brokers.”
I checked the screenshot—it turns out to be the CoinShares physically staked @SeiNetwork product, CSEI.
To put it simply:
It really uses $SEI as the underlying asset, not a paper-based synthetic product.
They stake SEI for you, with an annual yield of around 2%.
No management fees.
Listed on the SIX Swiss Exchange, so it’s a compliant product.
People like Lao Zhou used to be totally uninterested in using crypto exchanges or wallets.
Now, all he has to do is click a few times in Intera

These past few days I was wondering why so many brothers were posting about @MemeMax_Fi. Then I saw that today is the last day of Phase 1 for @MemeMax_Fi, and I instantly understood.
Opening loot boxes, I got a box worth 20wu—how many transaction fees will I have to pay!
Everyone is grinding the leaderboard, opening card packs, collecting COOKIEs, and casually making a couple of SATO stickers. The vibe is just like when blockchain games first got popular, with people constantly chasing events.
Luckily, there's still Phase 2 coming up, and the ranking will extend to the top 500,
so the pressure

I have a brother, Xiao Li, who works at an exchange. By day, he does compliance work; at night, he goes home and becomes an “on-chain detective.”
His favorite pastime is gossiping about other people’s wallets on various address analysis websites.
One day, he casually looked up a big influencer and, following the trail, was able to uncover:
When they went all-in on small-cap coins, which projects they sent money to, what periods they were paying salaries—everything was crystal clear.
He laughed while sighing, “This person’s whole life is written on-chain.”
But then he paused, “If someone else l

Before, when I looked at projects, it was simple—just two questions:
Can it go up? Can it be pumped?
All that talk about “stable returns, real cash flow” just sounded boring to me.
Just now, while scrolling through Twitter, I saw this:
“@humafinance just surpassed 100,000 deposit users.”
I was stunned for a moment.
This isn’t a bank, it’s on-chain. So I did some research and found out what they’re actually doing is pretty simple. I deposit USDC,
and the money isn’t being thrown around recklessly—it’s being used in real payment flows.
People using credit cards, installment payments, business co

A friend of mine opened a mahjong parlor. At first, he took a cut from every game, and all the fees went straight into his own pocket.
After a while, everyone realized: we’re not just playing cards, we’re also working for him.
Later, he changed the rules:
From then on, all the “table fees” were used entirely to buy food for everyone, hold raffles, and fund a big year-end bonus—he kept nothing for himself.
The result? Everyone wanted to play even more, because every extra round felt like adding to their own benefits, not just handing money to the owner.
@MemeMax_Fi’s approach this time is a bit

Once I tried to pay a designer I hired overseas. I attempted a bank transfer, but with various intermediary banks and a delivery time of 1-3 days, I gave up on the spot.
Finally, I said to him: how about you give me a wallet address, and I'll try using USDC on @0xPolygon.
The transaction fee is less than 0.001 POL, confirmation takes a few seconds, and the other party said "Received". The whole process is even smoother than sending a red envelope on my phone.
At that moment, I finally understood why billions of dollars in stablecoins have already piled up on Polygon, with a bunch of active

In the past, I implemented a DeFi strategy.
You need to open several websites and click confirm a dozen times.
It took almost twenty minutes to finish, and I was more tired than the computer.
You definitely understand that classic gameplay:
Deposit money into the protocol → Borrow it out → Buy coins → Deposit it back → Repeat several rounds for leveraged returns.
It sounds professional, and the operation is: keep clicking, keep signing, and keep switching pages.
After Ambire integrated with @Infinit_Labs, this has changed.
The current process has become:
I chose a strategy in Ambire.
Click "Co

I look at DeFi projects for just one thing:
Whether it can rise, I can't be bothered with the rest.
It wasn't until I was chatting with a friend who was in the cross-border business that he said the company wasn't lacking orders, but that money was always on the way: the goods had been shipped early, but the payment took days to come back, and the cash flow was completely stuck. At that moment, I realized that the real pain point was "money is too slow."
Later, I went to check PayFi and while browsing, I came across @humafinance.
One look at the team reveals that the technical side

When I used to trade contracts, my biggest feeling was:
Making money is hard, losing money is quick, and I often get so frustrated by slippage and fees that I want to smash my phone. A few days ago, I saw a message while browsing Twitter:
@OrderlyNetwork directly launched the Monad mainnet.
Briefly explain what these two are:
Monad: A high-speed chain that just launched its mainnet, focusing on one word - speed, with 10,000 TPS, designed specifically for DeFi applications.
@OrderlyNetwork: Many projects are too lazy to build their own trading systems for perpetual contracts and directly connec

Chatting with my fren at the coffee shop, he asked me:
"You have been posting @multibank_io every day recently, how obsessed are you?"
I said, it's not that mysterious, just treat it as setting a small goal for myself -
It's the last day for YAP.
For someone who writes things every day, it's not a loss.
But if it were only for the bonus, I wouldn't have written for so long.
What really keeps me writing are these few things:
I initially clicked in casually to take a look and found that:
① This platform is not a team that parachuted into the crypto space; it originates from tradi

In the past, when I selected projects, I only looked at one thing: whether they would rise.
Compliance, RWA, business, these all belong to "let's talk about it later" in my mind.
Later, a friend who worked with contracts told me:
"You play with those new platforms every day, but don't you check out @multibank_io, an established financial player? They have licenses, real assets, and even run their own PERP DEX and trading hub."
I went around and found that this thing is not quite the same:
On one side is the strict regulation of traditional finance + real RWA management,
On one hand, it