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As cryptocurrencies like Bitcoin appreciate in value, early investors face challenges in wealth management, inheritance planning, and tax optimization. Gate Private Wealth Management offers customized services based on three pillars: asset allocation, compliance and security, and inheritance planning, helping clients achieve long-term wealth management and effective inheritance in volatile markets.

The crypto market is facing intense volatility, with Bitcoin and Ethereum prices declining. Gate Safe offers a new security paradigm through MPC technology, eliminating single point risks. Its four major features, such as delayed withdrawals and distributed key storage, can help long-term holders manage assets, reduce market noise impact, and build a robust asset governance framework.

As of January 21, 2026, Bitcoin and Ethereum prices have experienced significant fluctuations, prompting investors to shift from passive holding to active wealth management. Gate offers a variety of financial products to meet different risk preferences, emphasizing sources of returns and risk control, encouraging investors to build personalized asset portfolios and enhance yields through ecosystem participation.

Gate VIP Membership System provides a comprehensive privilege ecosystem for cryptocurrency traders, including not only fee discounts but also exclusive financial management, regular events, and personalized services. VIP users particularly benefit in the current market volatility, with low-cost trading and stable financial management helping users respond more flexibly to risks and seize opportunities. It is an ideal choice for traders pursuing efficient trading.

As market volatility intensifies, investors are increasingly inclined toward automated wealth management strategies, giving rise to the "lazy" holding method. Taking Gate platform's YuBiBao and automatic investment features as examples, users can flexibly allocate assets to achieve stable returns. This approach involves depositing idle funds into YuBiBao and utilizing automatic investment strategies to continuously grow assets. However, users should be aware of market risks and diversify investments reasonably.

GateAI Intelligent Backtesting provides quantitative traders with an AI-based strategy optimization solution. By analyzing historical data, it helps users scientifically adjust strategy parameters and reduce trial-and-error costs. Its emphasized philosophy of "Verify First, Generate Later" ensures the credibility of analytical data and enhances the adaptability of trading strategies across different market environments. Additionally, the system supports backtesting and parameter optimization for multiple strategies, offering detailed performance metrics to help users effectively manage risk and improve trading performance.

At Gate, you can trade XAUT contracts backed by physical gold, with each contract representing one ounce of physical gold stored in a Swiss vault, achieving a perfect integration of traditional precious metals and digital assets.
On a macro level, 2025 has seen one of the strongest performances of precious metals since 1979, with gold's annual increase exceeding 60%, and silver even higher. As of January 21, 2026, Gate's precious metals contract market remains active, with the XAU contract priced at $4,815.43, up 3.16% in 24 hours; the XAG contract priced at $95.08, up 1.64% in 24 hours.
Market Overview: Macro Map of the Precious Metals Market in 2026
In 2025, the precious metals market experienced a remarkable upward trend. Gold's cumulative annual increase reached approximately 60%, marking the most vigorous annual performance since 1979.

The Acurast project launched its mainnet on January 20, 2026, introducing the ACU token, aiming to reshape cloud computing by utilizing idle smartphone resources and challenging centralized services. The project features a modular architecture supporting privacy-preserving computation. The ACU token is used for staking, payments, and governance. Market response has been positive, but it faces technical and competitive risks.

Immunefi is now safeguarding over $180 billion in user assets, successfully preventing approximately $25 billion in potential hacker losses. The platform operates based on a bug bounty program and has provided security services for over 650 projects, supported by 35,000 security researchers. The issuance of the IMU token will promote a decentralized incentive network, enhance platform governance and user engagement, and will be listed for trading on January 22, 2026.

Bitcoin has shown signs of recovery since early 2026, reaching a recent high of $97,538 on January 15.
However, the good times did not last long. As the market responded to the Trump administration's new tariff threats against European allies, Bitcoin's price subsequently declined. According to the latest data from Gate, BTC has fallen 2.1% in the past 24 hours to $91,000.
01 Current Market Situation
Bitcoin performed strongly in early 2025, reaching a high of $102,000 at one point, then experienced significant volatility. During January, the price fluctuated between $98,000 and $104,000, and by April, it had dropped to a low of $76,000.
The market saw a slow rebound, with the price climbing to nearly $126,000 in October.

XRP's current price fluctuates between $1.96 and $2.14, facing short-term bearish sentiment. Technical analysis shows it is oscillating between support and resistance levels, with moving averages sending mixed signals. Despite cautious short-term performance, long-term analysts predict a potential upward trend, with key price targets at $3.09 and above. Market sentiment and trends are closely related, and attention should be paid to breakthroughs in key technical indicators.

XRP experienced seven consecutive days of decline after reaching a high of $2.357 on January 6, and on January 20, it reported $1.999, a decline of over 15%. Market opinions on XRP's long-term prospects are divided, and in the short term, it faces further downside risks. If it falls below the psychological support of $2, it may test lower support levels. Investors should pay attention to the progress of market structure legislation to seek investment opportunities.

XRP's current price is $1.92, with a 24-hour decline of 2.91%. During the deliberation of the Digital Asset Market Clarity Act, XRP may gain a new regulatory status, helping to eliminate the "security" controversy and attract institutional investment. The market is optimistic about the future price of XRP, with an expected price range of $1.20-$4.00 by 2026, depending on regulatory clarity and the expansion of practical applications.

The precious metals market is booming in 2026, with spot silver and gold prices reaching new highs, driven by geopolitical risks and monetary policy expectations. Especially, silver has seen a significant increase due to supply and demand imbalances. Institutions are generally optimistic about the future, but investors should exercise caution, paying attention to market risks and key indicators.

January 2026, the cryptocurrency market shows a subtle balance. Cardano's ADA is consolidating in the $0.35 to $0.40 range, while Ethereum is striving to stay above $3100. Analysts emphasize that its short-term recovery depends on regaining the $3200 level. Market sentiment is showing fear, and the trends of ADA and ETH are full of uncertainty. Despite numerous challenges, some holders remain confident in ADA's future.

Gate DEX will launch the Bonus earning event on December 16, 2025. Users can participate in pUSD staking through the Gate wallet to earn rewards and share a $20,000 PLUME prize. The event runs from January 20, 2026, to February 20, 2026. APY fluctuates in real-time, and users must meet staking requirements.

Gate DEX BountyDrop is a platform that provides the latest airdrop project information. Users can participate in airdrop tasks through the Gate Wallet and have the chance to receive projects with rewards including $17,000. The current airdrop project is Mattle.fun, running from January 20 to February 10. Participation requires following relevant social media accounts and completing designated tasks. Please be aware of risks and activity rules.

Cardone Capital announces reinvestment of $10 million to purchase Bitcoin, committed to an innovative model combining real estate and digital assets. The company plans to accumulate Bitcoin through stable rental income to cope with market fluctuations. This move marks a new trend of traditional investments transitioning into digital assets and is expected to redefine investment portfolios.

Pump.fun established its investment arm, Pump Fund, and launched a $3 million "Build in Public" hackathon aimed at promoting the development of projects within its ecosystem. The project requires token issuance and focuses on organic growth, with evaluations centered on market feedback. Despite facing market challenges and regulatory pressures, Pump.fun is pursuing strategic expansion and transforming into an innovative ecosystem to seek sustained competitiveness.