Wait, Philip Morris (tobacco) scores 84 on ESG while Tesla gets 37? 🤔 Musk just called this out on Twitter—and honestly, he's got a point. Tesla's literally pushing the EV revolution, yet Big Tobacco ranks higher in "sustainability" scores?
The math doesn't add up. Shell and Exxon also beat Tesla on ESG ratings. Musk has been vocal before: the whole system feels backwards.
Here's the thing though:
- ESG funds keep flowing toward "high-scorers"
- Companies are accused of gaming the ratings
- Some say it's politically motivated
- Others argue Tesla tanks on *social* and *governance* factors, no

Dave Ramsey Just Warned You: Using Your Home as a Credit Card Is a "Stupid" Move
Real estate prices have been wild lately, and some investors are getting clever—using HELOC (home equity line of credit) to borrow against their homes for investments or debt payoff. Sounds smart? Dave Ramsey says it's a trap.
Here's why the personal finance guru is so fired up about it:
**You could literally lose your house.** Your home becomes collateral. Market crashes? Investment tanks? You can't pay back? Welcome to foreclosure.
**The stress will destroy you.** You're trading one financial headache for a bigg

Coinbase pushes forward with OCC charter application to expand crypto custody and banking services nationwide. If approved, COIN gains institutional adoption fuel through payments and custody offerings—though CEO Brian Armstrong's team clarified this isn't about becoming a traditional bank.
Meanwhile, the competition heats up: Robinhood just launched tokenized stocks in EU markets (June 2025), and Circle is building Arc, a Layer-1 blockchain for capital markets using USDC by year-end.
COIN stock up 56% YTD, crushing industry benchmarks. But the valuation tells a different story—trading at P/E

# Bloom Energy Stock Tanks 13% — AI Hype Finally Hitting Reality Check?
Bloom Energy (NYSE: BE) shares are getting decimated today, down over 40% from this month's peak. The fuel cell manufacturer was riding high as the go-to play for AI data center power solutions, but the party's over.
Here's what spooked investors: The company just raised $2.2 billion in convertible notes and inked a $5 billion partnership with Brookfield for AI infrastructure. Sounds bullish, right? Wrong. The market's now questioning whether these massive capital commitments will actually generate returns — especially wi

Gold just got hit as Fed rate cut bets collapse. Spot gold dropped $21.20 to $4,056/oz after today's jobs report killed December cut hopes—investors now only see 39% odds of another 25bp cut next month.
The trigger? September nonfarm payrolls came in hot at +119k (expected 50k), biggest jump in 5 months. Even though unemployment ticked up to 4.4%, the strong jobs data basically signals 'economy's still holding up fine,' which means less urgency for more cuts.
Silver got hammered harder—down 54 cents (-1.07%) to $50.25/oz.
Context: Fed already cut 25bp in October to 3.75-4.00%. But Fed Chair Po

# South Korea's KOSPI Index Poised for Rebound After 4% Slump
Seoul's main stock gauge is catching its breath. After bleeding nearly 160 points over two consecutive sessions, the KOSPI is hovering just below the 3,850 mark—but Tuesday could tell a different story.
Here's what went down Monday:
- Index slipped 7.20 points (0.19%) to close at 3,846.06
- Trading range: 3,838.20 to 3,917.16
- Volume: 363.4 million shares (20.3 trillion won)
- Losers dominated with 576 decliners vs 306 gainers
**The pain points:**
Financial stocks took the hit hardest—Shinhan Financial (-0.91%), Hana Financial (-1

# Canadian mining stocks are a bit wild this week, with several small-cap stocks experiencing big pumps and doubling.
Recently, the mining sector in Canada has been booming. The TSX Composite Index rose by 4.84% over the week, while the TSXV venture sector surged even more, with a big pump of 10.57%. The main driver of this market trend has been the strengthening of precious metal prices—gold prices increased by 3.5% over the week to $4218/ounce, and silver prices were even more outrageous, rising by 11.39% to reach a historical high of $56.37/ounce.
**This week's TOP 5 stocks with the bi