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Divergence refers to the phenomenon where multiple indicators or assets move in opposing directions, signaling potential market turning points. It's crucial for traders and investors to recognize these signals for effective portfolio management and investment strategies.

The essay highlights the pitfalls of over-analyzing market trends and emphasizes the importance of timing over direction in trading. By focusing on capital flow and disciplined execution, the author outlines a successful strategy that dramatically increased their portfolio with minimal effort.

Recent success stories in cryptocurrency trading have highlighted a particular technical approach: one delivery worker in Zhejiang province stayed committed to a single strategy and transformed 500 USDT into 60,000 USDT in half a year—a 120x return that exceeds a decade of traditional income.

Can the Forex Market Actually Be Profitable?
Many novice traders ask the same question—"Can you really make money in Forex?" In simple terms, there are indeed profit opportunities in the Forex market. As the largest and most liquid financial market globally, with daily trading volumes exceeding $6 trillion, it far surpasses the total of futures and stock trading.
In the past, Forex investment was mainly dominated by financial institutions and high-net-worth individuals. However, with technological advancements, ordinary investors can now participate as well. According to statistics, retail traders currently account for over 30% of the daily Forex trading volume. The popularity of derivatives such as futures and Contracts for Difference (CFDs) has led to a continuous increase in the number of retail participants in Forex trading.
However, like stock investing, the Forex market offers lucrative profit opportunities but also carries significant risks. Industry data shows that 70%-90% of individual investors have experienced losses in Forex trading. Therefore, beginners should be cautious when entering the market.

The Core Function of Currency Symbols
Currency symbols are visual codes used for quick identification of currencies from different countries and regions. In forex trading and international investments, mastering each country's currency symbols is crucial. Compared to the lengthy "40 US dollar," writing "$40" is more concise and efficient, helping traders quickly identify the currency type and track price fluctuations. When you see EUR/USD or EUR/JPY on your trading terminal, a quick glance at the euro symbol (€) immediately reveals the nature of the currency pair involved.
Quick Reference Table for Major Trading Currencies and Symbols
Based on regional divisions, here are the common trading currencies with their symbols and codes:
| Region | Country | Currency | Code | Symbol |
|---------|---------|---------|--------|---------|
| Americas

What the Market is Saying
Government officials often harbor deep concerns about a stable monetary system. This is no coincidence—the gold standard inherently limits the government's fiscal freedom. When currency must be pegged to gold, central banks cannot freely expand the money supply, and governments cannot unlimitedly overdraft. For this reason, from the 1930s to the 1970s, successive U.S. governments gradually dismantled the gold standard system.
But today, the performance of international markets shows a completely opposite signal.
Four Signs Indicating the Gold Standard is Making a Comeback
Central Bank Gold Purchase Wave
The most obvious signal comes from central bank actions. In 2023, global central banks' net gold purchases reached 1,037 tons, marking the second consecutive year of purchases exceeding 1,000 tons. The data for 2022 is even more astonishing—central banks bought 1,136 tons of gold, the highest record since 1950.
What is driving this wave of gold buying is emerging markets

The central bank's monetary policy directly affects the foreign exchange market, with hawkish and dovish stances each having their own focus. The former emphasizes controlling inflation, while the latter prioritizes promoting economic growth. Policy changes influence money supply, which in turn drives exchange rate fluctuations. Traders need to closely monitor central bank statements to seize market opportunities.

Historical Background: Why Is a Circuit Breaker Mechanism Necessary?
October 19, 1987, was a day that changed the history of the U.S. stock market. On that day, the Dow Jones Industrial Average plummeted 508.32 points in a single day, a decline of 22.61%—this event is famously known as "Black Monday." The market's chain reaction spread globally, causing multiple stock exchanges to collapse within hours. It was this disaster that compelled U.S. securities regulators to design an "emergency brake" system, which is the origin of the circuit breaker mechanism in the U.S. stock market.
During the outbreak of COVID-19 in 2020, the U.S. stock market experienced four circuit breakers within just one month—an astonishing frequency. From March 9 to March 18, the S&P 500 index triggered a Level 1 circuit breaker four times. Throughout the entire history of the circuit breaker mechanism, aside from one triggered by the Asian financial crisis in 1997, most of the circuit breakers occurred during the pandemic. This fully demonstrates the importance of the circuit breaker system.

Forced liquidation refers to the automatic closing of positions when an account's margin falls to a certain percentage, in order to control risk. Causes include insufficient funds, overdue margin payments, and exceeding risk limits. Forced liquidation can result in capital losses, disruption of investment plans, and market liquidity impact. To avoid this situation, it is recommended to maintain sufficient funds, use leverage cautiously, adhere to risk rules, and closely monitor market dynamics. Protecting principal is the primary task of trading.

What is same-day trading? The core operation logic of buying and selling on the same day
Stocks can be bought and sold today, a practice known in the industry as T+0 trading, commonly referred to as【Day Trading】. The Taiwan stock market originally followed a T+2 trading system (settlement occurs two days after purchase), but investors have achieved same-day trading through margin trading and securities lending services provided by brokers.
In simple terms, same-day trading means completing both buy and sell transactions within the same trading day, settling all on the same day. For example, an investor buys TSMC (TSM) at 9:15 AM and sells at 2:30 PM, earning the price difference in between. For brokers, this involves buying and selling the same number of shares, but they can additionally charge interest on margin loans, securities lending fees, and transaction fees.
Since Taiwan's stock market opened up to same-day trading of spot stocks in 2014, the volume of day trading has accounted for nearly 40% of total trading, with the number of participants increasing year by year.
Same-day trading

Understanding Inflation: Why Does Money Depreciate
Prices continue to rise, and the purchasing power of cash gradually declines—this is the phenomenon of inflation. Simply put, inflation means that the same amount of money can buy fewer and fewer goods. We quantify this change using the "Consumer Price Index" (CPI).
In recent years, prices in Taiwan have soared, prompting the central bank to raise interest rates five consecutive times. What economic principle does this reflect? Why can raising interest rates control inflation? How should investors respond?
The Fundamental Cause of Inflation: Supply and Demand Imbalance
When there is too much money circulating in the economy relative to the goods available, inflation will be triggered. There are several main causes for this phenomenon:
Demand-Pull Inflation
When society's demand for goods increases, businesses will increase production to meet the demand, causing prices to rise. As corporate profits increase, they invest and spend more, further stimulating demand, creating a virtuous cycle. Although this type of inflation pushes prices up, it also stimulates the economy.

U.S. stock indices rise, Tech Stocks lead the rally but robot concept stocks crash
Before the U.S. stock trading on December 15, the three major stock index futures all rose, signaling optimism. Dow Jones futures increased by 0.41%, S&P 500 futures rose by 0.46%, and Nasdaq 100 futures also gained 0.46%.
The technology sector performed strongly, with NVIDIA (NVDA) leading the gains at 1.17%, followed by Tesla (TSLA) with a 1.23% increase. However, negative news also emerged—robot concept stock iRobot (IRBT) suffered a heavy blow before trading, plunging by 83.23%. The company announced bankruptcy protection, becoming a black swan event amid the rally.
Precious metals collectively rise, platinum breaks a 16-year high
Safe-haven capital influx drove a strong performance in the precious metals market. Gold has risen for five consecutive days, with the latest price at $4,348 per ounce, up 1.13%.

Since 2025, silver prices have increased by 101%, surpassing gold. However, the gold-silver ratio has fallen to 72, reflecting that silver's value is no longer severely undervalued. Although institutions are bullish on silver prices, growth potential is limited, and future prices are expected to fluctuate between $59 and $65 per ounce. Investors need to reassess risks, as the investment logic for silver has shifted to become more synchronized with gold.

Why are investors paying so much attention to electronic trading?
When it comes to US stock investment, many people say "the real game is after the market closes." This is not an exaggeration but a true reflection of the market. Every day after the US stock market closes, investors from around the world continue to seize opportunities through electronic trading (after-hours trading), and some even take the lead before the market opens. However, for most people, dealing with complex time zone conversions and a variety of quote systems often leaves them confused.
What exactly is electronic trading? Simply put, it is a trading channel that breaks through the limitations of traditional trading hours. Normal US stock trading hours are from 9:30 AM to 4:00 PM Eastern Time, lasting 6.5 hours. In contrast, electronic trading extends this window, giving global traders more opportunities to participate. This is highly significant for an information-driven market—overnight news, earnings expectations, and global events can all be reflected first in electronic trading.
Decoding the US stock electronic trading time map

The essence of dividends: How companies reward shareholders
When a listed company makes a profit, it usually distributes the remaining profits to shareholders after paying off debts and covering losses. This is called dividends (distribution). The amount of dividends shareholders receive depends on the number of shares they hold and the company's articles of incorporation.
But there are more than one way to distribute dividends. Some companies pay cash directly to shareholders, called cash dividends or distributions; others issue stock dividends, crediting new shares to shareholders' accounts, called stock dividends or bonus shares. The choice depends on the company's actual situation.
Distributing cash dividends requires higher thresholds, as the company must have sufficient profits and cash reserves; otherwise, it could affect operational liquidity. In contrast, issuing stock dividends has much looser conditions—if the distribution criteria are met, it can be executed even when cash is tight, which is why many growth companies prefer this option.
How should investors choose? Cash dividends vs. stock dividends
Most investors prefer

What is a Moving Average Line? How is it classified? What is the calculation formula? How to set and use it? This article will comprehensively analyze the moving average line from these perspectives, a fundamental yet important technical indicator.
1. Basic Concepts of Moving Average Line
The Moving Average (MA), also called the average line, is based on the core idea of summing the closing prices over a specific period and then dividing by the number of days to obtain an arithmetic mean.
The basic formula is: N-day Moving Average = Sum of N days' closing prices / N
As time progresses, a new average value is generated each trading day. Connecting these averages with a line forms the moving average line. For example, a 5-day moving average is calculated by summing the closing prices of the past five days and dividing by 5.
The role of the moving average line is self-evident—it helps traders quickly grasp short-term, medium-term, and long-term price trends. By observing the arrangement and shape of the moving averages, one can determine

Why Are More and More People Choosing Cold Wallets?
As Crypto users surge, on-chain interactions have become part of daily life. However, the risks of using hot wallets also increase—news about private key management, seed phrase loss, and asset theft are frequent. According to Blockchain.com statistics, the global Crypto wallet users reached 80 million in 2022, and Research And Markets predicts that the hardware wallet market will surpass $3.6 billion by 2032. Against this backdrop, cold wallets have become the preferred solution for long-term holders.
Cold Wallet vs Hot Wallet: Which One to Choose?
First, it is important to distinguish between the two concepts. Cold Wallet (Cold

Global inflation continues to rise, and purchasing power faces tests. Effective financial management and investment have become essential strategies to combat currency depreciation. Especially for young professionals just starting their careers, in the reality of rising living expenses, how to use limited funds to achieve asset growth has become a concern for many.
Common questions include:
- Can small amounts of capital generate substantial returns?
- What methods can quickly accumulate initial principal?
- Among the many financial tools on the market, how to choose safely?
This article will provide friends with limited funds several feasible small investment methods and introduce how to evaluate and select suitable investment channels. Whether you start with 1000 yuan or have even less capital, small investors can easily step into the investment field!
How to invest with a monthly savings of 1,000 yuan? Learn 6 feasible investment methods for small investors
In traditional thinking, many people are accustomed to placing their savings in bank fixed deposits, which are safe and stable