MainnetDelayedAgain

MercadoLibre is engineering a fundamental restructuring of its business model in Latin America by targeting the vast untapped potential in everyday, low-value transactions. By reducing Brazil's free shipping threshold from R$79 to R$19, the company is pursuing a high-frequency, lower-ticket

2023 may be the most embarrassing year for Wall Street. At the beginning of the year, top investment banks like Goldman Sachs, Bank of America, and JPMorgan collectively turned bearish, predicting the S&P 500 index would end the year between 3,900 and 4,500 points. However, by mid-December, it surged past 4,700 points, making these institutions' reports a laughing stock.
Even more ironic is that these bearish voices were mainly based on one logic: the economy would fall into recession, and corporate profits would stagnate. But the reality was completely opposite — U.S. stocks not only did not crash, but also achieved unprecedented gains driven by a series of positive factors.
Numbers Speak Louder: U.S. Stock Market's 2023 Victory Declaration
As of mid-December, the three major U.S. stock indices advanced together:
- Nasdaq surged 40.77%, marking the strongest performance in recent years
- S&P 500 increased 22.60%, with heavyweight stocks providing significant support
- Dow Jones rose 11.90%, and so on

In 2025, the AUD/USD is expected to rise by 7%. The outlook for 2026 is optimistic, but multiple uncertainties remain. Policy forecast disagreements, economic resilience, and external pressures are competing factors, and changes in risk sentiment could influence the Australian dollar's trajectory. Most institutions anticipate continued growth in 2026, but caution is advised regarding shocks from geopolitical risks.

The market is showing divergence, with precious metals reaching all-time highs and the stock market rising, while Bitcoin underperforms, hovering around $90,000. After the Federal Reserve cut interest rates, the dollar declined, benefiting traditional assets, but Bitcoin's reaction was insufficient. Analysts point out that the market has already priced in the rate cut expectations and is now shifting focus to U.S. cryptocurrency regulation. Although Bitcoin's selling pressure has eased and positive technical signals have emerged, bullish confidence still needs to be strengthened. The key for the market is breaking through the $90,000 resistance zone.

What exactly is Palladium
In 1803, British chemist William Wollaston discovered this new element in platinum ore. He dissolved natural platinum ore in aqua regia, then through precipitation, heating, and other steps, he ultimately obtained shiny metallic particles. This element was subsequently named after the Greek goddess of wisdom, Pallas (Pallas-Athena), in English as Palladium.
Palladium is one of the most volatile, hardest, and most stable precious metals. Its applications span the automotive industry, electronics, dentistry, and metal alloys. Many white K gold jewelry on the market today are actually alloys of palladium and other metals.
From an industrial perspective, 80%-85% of the demand for palladium comes from the automotive sector. Palladium is an excellent catalyst in automotive catalytic converters, effectively reducing exhaust emissions from internal combustion engines. Due to this critical application, the development prospects of the automotive industry directly influence the long-term outlook of palladium.

The Core Logic of the US Dollar Exchange Rate
The essence of the US dollar exchange rate reflects the relative value of a certain currency against the US dollar. Taking the EUR/USD currency pair as an example, EUR/USD=1.04 indicates that 1.04 US dollars are needed to exchange for 1 euro. When this ratio rises, it means the euro appreciates and the dollar depreciates; conversely, the dollar appreciates.
The US Dollar Index is an important tool to measure the overall strength of the dollar. It is weighted based on the exchange rates of the dollar against six major currencies: euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. It is important to note that the fluctuations of the US Dollar Index are not simply correlated with Federal Reserve policies— the policy coordination among the central banks of the constituent countries also has a significant impact.
The Historical Cycles of the US Dollar Movement
Since the collapse of the Bretton Woods system in 1971, the US Dollar Index has experienced eight complete cycle phases:
Decline period (1971-1980): The gold standard system was abandoned.

The Federal Reserve's interest rate cuts have driven the appreciation of the Renminbi. As of the end of November, the USD to RMB exchange rate hit a one-year low. The Renminbi's appreciation is influenced by internal policy guidance and external environment, demonstrating stability and enhancing international credibility. Goldman Sachs predicts the exchange rate will reach 7.0 by the end of the year, with a target of 6.85 in 2026, indicating an accelerated process of Renminbi internationalization.

Avalanche (AVAX) has broken through a critical multi-week resistance trendline, staging an impressive 8% rally and holding ground above the $14.00 psychological level on Thursday. Yet this spot market strength masks a troubling undercurrent: derivatives traders remain conspicuously absent, with

Under inflationary pressure, people seek ways to make quick money. For those with smaller principal, leverage investing or diversified side businesses can ensure steady growth; while those with more capital need to bear higher risks. Increasing income and cutting expenses are prudent strategies; work income and investments can both accelerate asset growth, but caution is needed regarding risks, especially leverage risks. In practice, it is best to increase income and invest simultaneously, choosing appropriate methods based on individual circumstances.

U.S. stocks had mixed performances on Tuesday, with investor sentiment cautious. Silver hit a record high, gold saw slight gains, and the precious metals sector rebounded. Cryptocurrencies continued to rise, with Bitcoin and Ethereum both climbing. JPMorgan Chase's stock price fluctuated, and the market remains attentive to the Federal Reserve's future policies. Labor market signals are mixed, with job openings slightly increasing. SpaceX advances its IPO plans, and the tech sector remains active.

Federal Reserve Chair Powell is set to appear at the Jackson Hole Annual Meeting, with his speech scheduled for 22:00 Eastern Time tonight. This speech is widely regarded by the market as the most significant event in recent times, with institutions generally predicting that Powell will signal a hawkish stance to temper market optimism about rate cuts. In just one week, the CME FedWatch tool showed the probability of a rate cut in September dropping from 90% to 70%, reflecting a dramatic shift in market sentiment.
US stock futures slightly higher, individual stocks mixed
Before the opening of the US stock market on Thursday, futures markets showed a slight upward trend. As of 6:26 a.m. Eastern Time, Dow Jones futures were up 0.32%, S&P 500 futures increased by 0.25%, and Nasdaq 100 futures rose by 0.21%. However, at the individual stock level, gains and losses were mixed. Tech giant NVIDIA (NVDA) was under pressure, falling 1.10%, amid market rumors that it requested some component suppliers to suspend H20 chip production.

In December 2025, the exchange rate of the New Taiwan Dollar (NTD) to the Japanese Yen (JPY) has reached 4.85. This is not just a number that travelers should pay attention to, but also an opportunity for investors. According to market observations, the Yen has appreciated by 8.7% since the beginning of the year. Coupled with the Bank of Japan's imminent interest rate hike, the Japanese Yen is shifting from being a "travel pocket money" to a "hedging asset allocation."
But here’s the question—when exchanging 50,000 NTD, some only lose 300 NTD, while others lose 2,000 NTD. What’s the difference? The key lies in choosing the right currency exchange channel.
Why is it worth exchanging for Yen now? Three main reasons explained
First: It’s a global safe-haven currency, hedging against Taiwan stock market volatility
The US Dollar, Swiss Franc, and Japanese Yen are known as the three major safe-haven currencies. During the Russia-Ukraine conflict in 2022, the Yen appreciated by 8% in one week, successfully buffering a 10% decline in the stock market. For Taiwanese investors, holding some Yen adds an extra layer of protection.
Second: The Bank of Japan’s interest rate hike is imminent, providing exchange rate support

The article discusses the exchange rates and trends of the US dollar against the Chinese yuan and other major currencies, analyzes the relationship between the US dollar index fluctuations and the US economy, and predicts the possible trends of the US dollar exchange rate before 2025. It emphasizes the significant impact of Federal Reserve policies and global economic conditions on exchange rates, and provides short-term and medium-to-long-term trading strategies.

1 TWD exchanges for 4.85 JPY, appreciating by 8.7% this year—if you're still debating whether it's "worth it now" to travel to Japan or invest in Japanese yen, this article reveals a harsh truth: using the wrong currency exchange method with the same 50,000 TWD could result in a loss of 1,500-2,000 TWD.
Is it really worth exchanging yen now?
First, the conclusion: it's worth it, but with conditions.
As of December 10, 2025, the TWD to JPY exchange rate reached 4.85, up 8.7% from 4.46 at the beginning of the year. This number sounds good, but the underlying logic is— the yen is appreciating. For Taiwanese investors, this means the later you exchange, the more expensive the yen becomes. But this doesn't mean "rush to the bank to exchange immediately" is the best choice.
The key point is: the Bank of Japan is about to raise interest rates. BOJ Governor Ueda Kazuo has recently signaled a hawkish stance, and the market expects a 0.25 basis point rate hike to 0.75% on December 19.

Global Market Background: Dollar Rises Continually, Awaiting Government Shutdown Resolution
The US Dollar Index (DXY) has increased for the second consecutive trading day, currently hovering around 99.60. Optimistic expectations that the US government shutdown may be resolved within this week have boosted the dollar. The House of Representatives passed a funding bill on Wednesday with a vote of 222 to 209, which is expected to be signed by President Trump. President Trump even stated that inflation will "soon" fall to 1.5%, a level not seen since February 2021.
Meanwhile, weak US employment data is also sending signals. The Automatic Data Processing (ADP) report on Tuesday showed that, over the four weeks ending October 25, the average weekly unemployment claims were only 11,250, below market expectations, increasing the likelihood of the Federal Reserve further easing its policies.
Australia Employment Report Surpasses Expectations, Boosting Rate Hike Expectations
The Australian employment report released on Thursday...

While everyone is panic selling, smart traders are spotting early signs of a reversal on the KDJ indicator. This is why the KDJ value is known as one of the "Three Treasures of Retail Investors"—it can give you an entry ticket to the upside at the most desperate moments in the market.
Why can the KDJ value help you successfully bottom fish
Many people treat the KDJ indicator as a simple overbought/oversold tool, but its core power lies in capturing divergence between price and indicator.
In simple terms, the KDJ indicator consists of three lines:
- K value (fast line): reacts most sensitively, representing short-term market momentum
- D value (slow line): smooths the K line, filtering out noise
- J value (direction line): measures the deviation between K and D
When the price makes a lower low but the KDJ value makes a higher low at the bottom—this is a bullish divergence. This pattern often signals that a rebound is about to begin.

Want to step into the Ethereum world but don't know where to start? Choosing the right wallet is the first step. This article provides an in-depth analysis of 11 mainstream Ethereum wallets to help you quickly find the storage solution that best suits you.
Why is choosing the right ETH wallet so important?
The cryptocurrency asset market is fast-paced and risky. Beginners often feel confused when faced with numerous wallet options. However, a reliable wallet directly relates to asset security — it must not only protect your private keys but also offer a convenient user experience. This guide will help you understand the features of different wallets and find the most suitable solution for your needs.
How Ethereum wallets work: the basics you need to understand
What exactly do wallets store?
Many newcomers mistakenly think that wallets actually "hold" coins. In reality, Ethereum and its tokens exist on the blockchain; wallets simply help you manage proof of ownership of these assets.
Public keys and private keys: balancing authority and risk