XRP as the native token of the XRP Ledger (XRPL), this open-source, decentralized platform has been running since 2012. As of January 20th, the performance of this currency is worth a look.

First, look at the numbers. The current price fluctuates between $1.96 and $2.00, with a 24-hour trading volume reaching $20.5 billion to $31.8 billion, and a market capitalization between $119.136 billion and $121.689 billion. There are approximately 60.79 billion to 60.84 billion XRP in circulation, with a maximum supply of 100 billion.

Why is this chain attractive? Mainly because of a few key indicators. Transaction costs are extremely low—only $0.0002 per transaction. The speed is also fast, completing a transaction in 3 to 5 seconds. More importantly, scalability—each chain can handle 1,500 transactions per second. Plus, it is designed to be carbon-neutral and energy-efficient, making it appealing to environmentally conscious institutions.

On the technical side, the XRP Ledger has built-in the first truly decentralized exchange, along with protocol-level custom tokenization capabilities. These features are practical tools for developers.

But to be honest—XRP's price can be quite volatile. Looking at the technical aspects, investors should carefully consider how much price fluctuation they can tolerate before investing.