Having been involved in the crypto space for five or six years, I’ve seen too many people get wiped out in the short term. Chasing rallies and panic selling, frequently switching hands, ultimately being harshly washed out by market volatility. But I’ve also seen another type of player—they seem low-key but achieve financial freedom through the power of compound interest over time.
One of my friends is a perfect example. Starting in 2022, he did the most "mindless" thing with BNB: dollar-cost averaging. At that time, the market was dead silent, everyone was trying to bottom fish or cut losses, but he insisted on investing a fixed amount weekly, unwavering. Honestly, he was anxious during that period too, but now, not only has he outperformed inflation, but he also reached his "financial safety line" ahead of schedule thanks to this accumulation.
Why does it work? The answer isn’t that complicated—dollar-cost averaging’s core isn’t some advanced technique; it’s discipline that goes against human nature. Simply put, when everyone is watching K-line charts, you ask yourself: "Will this asset be more valuable in five years?" If the answer is yes, then the rest is just mechanical buying.
I’ve tested two methods myself, suitable for different personalities.
**First: Mindless Time-Based DCA**
The simplest version. At a fixed time weekly or monthly, invest a fixed amount. For example, $500 weekly, bought at 10 AM on Monday—buy regardless of the price, whether high or low. The key word is "not looking."
Why can this make money? Short-term market movements are driven by emotions, but over the long term, prices tend to revert to their actual value. Take BNB as an example—the entire ecosystem backs it up—over 60% of DEX trading volume on BNB Chain. That’s not made up; just check on-chain data. As long as the ecosystem is running, long-term holders will profit.
This method is especially suitable for busy people. You don’t need to watch the charts or learn technical analysis—just buy regularly.
**Second: Laddered Positioning**
This requires a bit of initiative but isn’t complicated. Pre-set several price ranges as buy zones. For example, buy more BNB if it drops to $400, double down at $300, go all-in at $200. The core logic is straightforward: the deeper the fall, the bigger the opportunity.
BNB has a deflation mechanism—quarterly burns plus real-time BEP-95 burns—reducing supply gradually. Meanwhile, as the ecosystem expands, demand grows. Less supply and more demand make the long-term trend clear. When prices fall, adding to positions is essentially buying future scarcity at a lower price.
This method suits those who can handle psychological fluctuations but don’t want to trade frequently.
Both methods share one common point: they require conviction. Not blind faith, but confidence based on the asset’s intrinsic value. BNB’s ecosystem is growing, trading volume is increasing, burns are ongoing—these are real data, not my hallucinations.
What I want to say is, there are countless ways to make money in crypto, but the least glamorous often have the most stable results. No big waves, no wild swings—just patience with time and discipline.
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CountdownToBroke
· 6h ago
Honestly, dollar-cost averaging is a test of human nature, and most people can't pass.
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My friend is the same, but he gave up after three months, saying it was too boring haha.
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It seems fine, but the question is, if the market drops another 50%, would you still buy? That’s the real watershed.
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BNB ecosystem data is indeed there, but saying "the least sexy and most stable" was true in the past few years. I really can't guarantee how it will perform in the future.
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$500 per week, which adds up to $26,000 a year. How many years of persistence does it take to achieve financial freedom? Anyway, I don't have that much patience.
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The most heartbreaking line — while everyone is looking at K-line charts, you're asking yourself if you're worth it. The reality is, most people look at K-line charts just to ask that question.
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Discipline is easy to talk about, but when the bear market hits bottom, fear will make you doubt life. Don’t believe me? Just look at the group chat records from 2022.
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I just want to ask, can this theory be applied to contracts as well? It feels different.
View OriginalReply0
ForkItAllDay
· 6h ago
Dollar-cost averaging is really just about endurance; surviving others' anxiety means winning.
In simple terms, it's the lazy person's investment strategy, but in the end, it's the most ruthless.
Those who traded frequently are the ones who lost, while those who quietly bought have achieved financial freedom.
That's why I gave up watching K-line charts.
View OriginalReply0
MEVVictimAlliance
· 6h ago
Dollar-cost averaging is truly against human nature; only those who can endure will make money.
View OriginalReply0
GasGrillMaster
· 6h ago
Dollar-cost averaging is essentially gambling on the ecosystem. If you bet right, you win effortlessly; if you bet wrong, you just lose some time.
Having been involved in the crypto space for five or six years, I’ve seen too many people get wiped out in the short term. Chasing rallies and panic selling, frequently switching hands, ultimately being harshly washed out by market volatility. But I’ve also seen another type of player—they seem low-key but achieve financial freedom through the power of compound interest over time.
One of my friends is a perfect example. Starting in 2022, he did the most "mindless" thing with BNB: dollar-cost averaging. At that time, the market was dead silent, everyone was trying to bottom fish or cut losses, but he insisted on investing a fixed amount weekly, unwavering. Honestly, he was anxious during that period too, but now, not only has he outperformed inflation, but he also reached his "financial safety line" ahead of schedule thanks to this accumulation.
Why does it work? The answer isn’t that complicated—dollar-cost averaging’s core isn’t some advanced technique; it’s discipline that goes against human nature. Simply put, when everyone is watching K-line charts, you ask yourself: "Will this asset be more valuable in five years?" If the answer is yes, then the rest is just mechanical buying.
I’ve tested two methods myself, suitable for different personalities.
**First: Mindless Time-Based DCA**
The simplest version. At a fixed time weekly or monthly, invest a fixed amount. For example, $500 weekly, bought at 10 AM on Monday—buy regardless of the price, whether high or low. The key word is "not looking."
Why can this make money? Short-term market movements are driven by emotions, but over the long term, prices tend to revert to their actual value. Take BNB as an example—the entire ecosystem backs it up—over 60% of DEX trading volume on BNB Chain. That’s not made up; just check on-chain data. As long as the ecosystem is running, long-term holders will profit.
This method is especially suitable for busy people. You don’t need to watch the charts or learn technical analysis—just buy regularly.
**Second: Laddered Positioning**
This requires a bit of initiative but isn’t complicated. Pre-set several price ranges as buy zones. For example, buy more BNB if it drops to $400, double down at $300, go all-in at $200. The core logic is straightforward: the deeper the fall, the bigger the opportunity.
BNB has a deflation mechanism—quarterly burns plus real-time BEP-95 burns—reducing supply gradually. Meanwhile, as the ecosystem expands, demand grows. Less supply and more demand make the long-term trend clear. When prices fall, adding to positions is essentially buying future scarcity at a lower price.
This method suits those who can handle psychological fluctuations but don’t want to trade frequently.
Both methods share one common point: they require conviction. Not blind faith, but confidence based on the asset’s intrinsic value. BNB’s ecosystem is growing, trading volume is increasing, burns are ongoing—these are real data, not my hallucinations.
What I want to say is, there are countless ways to make money in crypto, but the least glamorous often have the most stable results. No big waves, no wild swings—just patience with time and discipline.