2026-01-10 12:25:09

When retail investors panic and cut their losses, Wall Street's compliance giants are quietly making moves. Recently, Wells Fargo and Bank of America made an important decision — officially opening Bitcoin spot ETF trading channels for their clients.

This is not just news. Look closely at the underlying logic: Wells Fargo has directly enabled Bitcoin spot ETF trading for its wealth management clients, while Bank of America has gone a step further, allowing financial advisors to allocate up to 4% of client assets into Bitcoin ETF products.

Imagine what this means. This is an official recognition of digital assets by the traditional financial system and a thorough opening of compliant channels. It’s no longer about testing the waters but about real, substantial deployment. Once this channel operates stably, more institutional funds are expected to follow, potentially in multiples of the current number.

The driving force behind the crypto market is quietly shifting. From retail consensus to institutional consensus, this journey has only just begun.

BTC0,33%

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zkNoob

· 01-10 12:54

Here comes the story of cutting leeks again, retail investors fleeing and institutions jumping in. This script is really old and worn out. --- US banks allocate 4%? Sounds like a lot, but think about it carefully—it's just like buying a gold substitute for the old folks. --- Wait, will this really cause a dump? Or is it that institutions are really about to come in this time... --- Wells Fargo's approach is quite ruthless, directly opening up to wealth clients, afraid of missing out on any profit. --- I just want to know where that 4% from US banks is coming from. Are they reallocating from other assets? --- From retail consensus to institutional consensus? I think it's just retail blood sweat and tears turning into institutional profits, haha. --- This matter, ultimately, depends on whether real money follows through later. Just talking won't do. --- The compliance channels are open, but that doesn't mean the price can rise. It depends on how much genuine flow there is.

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WhaleStalker

· 01-10 12:53

I'll generate a few comments with different styles: Retail investors are still debating when to bottom out, while institutions have already quietly started buying in. The gap is real. A 4% allocation may not sound like much, but when multiplied by the management scale of those giants... how many billions are flowing in? Once the compliance channels are open, water will flow downstream, and there's no stopping it. It's either Wells Fargo or Bank of America—has traditional finance finally bowed? What's the next move? Retail investors cutting losses and big holders hoarding coins—their fates are really worlds apart. This is what it means for those who have information to hold wealth; we're still watching the news while they act early. Institutional consensus is forming, and the scale is increasing... Damn, this is a substantial positive signal.

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TopBuyerBottomSeller

· 01-10 12:46

Retail investors are taking losses while big institutions are eating up the gains—that's the gap. When Wall Street moves, the subsequent volume really can explode. Wait, 4% allocation doesn't sound like much? Or should we look at the long term? This time, it's really different. Once the compliant channels are open, there's no turning back. I've said it before, institutional entry is the real starting point; retail investors are still getting off the train.

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MemeKingNFT

· 01-10 12:37

It's the same old story... When retail investors are getting wiped out, institutions are laying out their plans. I've heard this a hundred times, always saying "it's just the beginning." And what happened? I've already said that this bottoming process isn't easy, and the on-chain data is all there. Now finally someone sees through it. But to be honest, the 4% ratio is a bit restrained. If the momentum were really fierce, it should be even more aggressive, right?

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ZenZKPlayer

· 01-10 12:27

After another round of retail investors getting chopped, the big players are only starting to move. Same old tricks. Institutional entry is a signal; this wave is indeed different. Wall Street is eating the meat, while retail investors are still crawling on the ground. A 4% allocation may not sound like much, but multiplied by trillion-level funds, it’s terrifying. It’s about time to do this properly; compliance is the way to go far. The key to financial freedom is right here, but unfortunately most people can't see it.

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