Folks Finance has partnered with AEON Community to enhance the utility of $FOLKS as a digital currency for daily transactions, facilitating its use across 50M+ merchants in multiple regions, thereby connecting DeFi with everyday commerce.

Alchemy Pay's new fiat on-ramp for the $FOLKS token allows easy purchases using local payment methods in 173 jurisdictions, promoting broader adoption and simplifying access to DeFi services for users worldwide.

With 2026 just around the corner, the crypto scene is shifting fast, and folks are always hunting for that next breakout star. Cardano (ADA) has held its ground as a solid blockchain contender for a while now, but lately it’s hit some bumps due to technical issues and a lack of fresh momentum.

After five years of deep engagement in the DeFi world, Benedetto Biondi, the founder of Folks Finance from Italy, led the team to complete the TGE (Token Generation Event), an important milestone. This mechanical engineer, who has been recognized in Forbes' "30 Under 30," has unique insights into DeFi: he believes that the biggest enemy of DeFi is not regulation or hackers, but its own complexity. Table of Contents Folks Finance CEO Benedetto Background Introduction Folks Finance Solves DeFi's "Original Sin" — High User Entry Bar Mobile App: Addressing the Entry Bar + Liquidity Fragmentation Dilemma Folks Finance Future Blueprint: Connecting

The cross-chain lending protocol Folks Finance has officially announced a detailed development roadmap through 2026 following the successful issuance and soaring value of its token $FOLKS . This roadmap aims to drive the next wave of growth. (Prequel: Folks Finance announced the launch on the Monad mainnet and launched a $35,000 incentive campaign) (Background supplement: Folks Finance announced the launch of the FOLKS token) Table of Contents Folks Points Competition Season 2 Officially Launches Folks Mobile Enters Early Experience Phase xChain V2 Coming Soon, Offering Over $15 Million in Incentives Developing a New EVM Liquidity Staking Token (LST)

The cross-chain lending protocol Folks Finance officially announced that its services have gone live on the Monad Mainnet, bringing a unified liquidity solution to the ecosystem. (Background: Folks Finance announced the launch of the FOLKS Token) (Background Information: Is JPMorgan opening an exchange? They are registering a new trademark to provide "virtual money trading" services) (This article is a sponsored piece written and provided by Folks Finance, and does not represent the views of the media outlet, nor is it investment advice, purchase or sale recommendations. Please see the end of the article for the disclaimer.) The leading cross-chain lending protocol brings unified liquidity, native cross-chain coins, and its first incentive program to the Monad ecosystem. Backed by Coinbase Ventures, Jump, ParaFi, and Borderless.

Huobi HTX will launch the FOLKS/USDT Perptual Futures on November 7th, with a maximum leverage of 20x, and will kick off a trading party with a prize pool of 10,000 USD. Users need to complete registration and trade a cumulative effective amount ≥ 10,000 USDT to enjoy ranking rewards, and new users can receive exclusive benefits.

On November 6th, the overall cryptocurrency market showed a slight recovery. Bitcoin rebounded above $103,000, Ethereum broke through $3,300, and the total value locked (TVL) across all DeFi platforms reached $131.937 billion, down a minor 0.08% over the past 24 hours. The market remains stable within a high-range consolidation zone. Mainstream protocols exhibited clear differentiation: projects focused on staking, such as Lido and EigenLayer, experienced slight growth, while lending and yield protocols like Aave, Spark, and Ethena saw modest declines. Decentralized Exchange (DEX) trading activity remained high, with a total 24-hour trading volume of approximately $16.127 billion, indicating that market liquidity remains relatively ample. Key events of the day included Notional Finance closing V3 due to bad debt caused by a Balancer vulnerability, and Aster launching a buyback and collateral upgrade, demonstrating that the DeFi market is advancing along dual tracks of security repair and token economic optimization.

In an era plagued by fleeting trends and speculative frenzy, Folks Finance stands out as a pioneer of innovation on the Algorand blockchain. This groundbreaking protocol champions the vision of decentralized finance (DeFi), emphasizing patience and strategic foresight, and prefers a methodical approach over chaotic trading. At its core, its revolutionary spirit is embodied in the Lock & Earn mechanism, which redefines liquidity.

Folks Finance (FOLKS) is the utility and governance token powering Folks Finance, the leading cross-chain DeFi lending app on Algorand. With a fixed supply of 50 million FOLKS, the token is engineered for sustainability, aligning incentives across users, contributors, and the community to drive long-term growth in the $150 billion+ DeFi TVL ecosystem.

According to Deep Tide TechFlow news on November 6, it was officially announced that Hotcoin will launch three popular projects: Evil Penguin, UAI, and FOLKS on November 6, 2025, accurately capturing market hotspots and helping users seize the opportunity in the new round of tracks! Spot Trading 📍Launch on November 6 at 13:00 (UTC+8) Evil Penguin/USDT 📍UAI/USDT will be listed on November 6 at 21:20 (UTC+8) 📍November 6th, 21:20 (UTC+8) Listing FOLKS/USDT To celebrate the simultaneous launch of multiple currencies, Hotcoin

What is Folks Finance? Folks Finance is a cross-chain decentralized finance (DeFi) protocol that aims to become a comprehensive capital market hub connecting multiple chain ecosystems. It will launch the FOLKS airdrop on November 6. The project's biggest highlight is its deep integration with top-tier cross-chain infrastructure such as Chainlink CCIP, Circle CCTP, and Wormhole, enabling seamless cross-chain borrowing and management of native assets. Its goal is to fundamentally solve the long-standing liquidity fragmentation problem in the DeFi space. With a clear vision, a business model validated by capital (raising a total of $6.2 million), and a reasonable token economy design, Folks Finance has become a noteworthy player in the cross-chain DeFi track.

Folks Finance is a non-custodial decentralized finance (DeFi) protocol on the Algorand blockchain, offering advanced tools for asset management, lending, borrowing, and liquidity aggregation to empower users with secure, intermediary-free financial services.

Folks Finance is a decentralized finance (DeFi) platform that started on the Algorand blockchain and has expanded into a multi-chain hub. The core innovation is bridge-free cross-chain lending, where users can use collateral on one chain to borrow assets on another chain without complex asset bridging or wrapping. The platform offers comprehensive DeFi services including lending, liquidity staking, swapping, and margin trading, and has raised $3 million from well-known funds.

Remember the Official TRUMP frenzy that had half the crypto world losing sleep? The meme coin shot up like a rocket, a mix of politics, memes, and pure speculation. Some folks made a killing, while others were left staring at their screens, whispering, “Crikey, how did I miss that?” It was one of th

Ether.fi (ETHFI) concludes its governance vote today on a $50 million buyback proposal Folks Finance will launch its FOLKS token on November 6 releasing 25.4% of supply Aerodrome prepares major upgrades with Slipstream V2, Autopilot, and UI/UX improvements. Several crypto projects are entering N

Big names like Solana and Ripple are back in action, making the kind of noise that reminds people why they fell in love with crypto in the first place. But here’s the twist: a new player called Little Pepe (LILPEPE) is sneaking its way into the spotlight. Some folks are saying it could turn a

DASH has been raging of late, moving an unbelievable 43% in a single 24-hour period, and folks are beginning to wonder if this is merely the start of something much larger. In his recent video, Crypto Aarav goes through precisely why he believes Dash is potentially setting up for a huge run,

Shiba Inu (SHIB) expanded into cross-chain lending by integrating with Folks Finance, a decentralized finance (DeFi) protocol. This marks the first time a memecoin has been listed for lending and borrowing on a cross-chain platform. The feature is powered by Chainlink’s Cross-Chain

To celebrate the first log in of Shiba Inu (SHIB) to the cross-chain lending market, the official announcement has launched an airdrop event worth 500 USD in SHIB. This collaboration is based on the multi-chain deployment of the Chainlink ecosystem lending protocol Folks Finance, aimed at bringing SHIB to 12 blockchains including Polygon, Avalanche, Arbitrum, and Base. This article will provide an in-depth analysis of SHIB's price movement, burn mechanism, and cross-chain ecosystem progress, offering comprehensive references for crypto assets investors.

DeFi platform adds Shiba Inu support following Chainlink CCIP integration completion Users can deposit SHIB for yields or utilize token as collateral for borrowing Platform offers 10.93% APY with $25,000 in current SHIB liquidity supplied DeFi lending protocols Folks Finance has added Shiba Inu

Shiba Inu folks has actually made history by becoming the first meme coin to join Folks Finance, and this is triggering a notable Shiba Inu rise of around 2% following the announcement right now. The Shiba Inu price today reflects growing investor confidence as SHIB expands into cross-chain DeFi

Shiba Inu’s ecosystem team launched a giveaway to celebrate its listing on Folks Finance’s cross-chain lending platform. Running for 48 hours, participants engage by following and tagging friends. An AI will randomly select a winner, enhancing community involvement and promoting SHIB's financial applications.

Author: The Economist Compiled by: White55, Mars Finance One thing is clear: the view that cryptocurrencies have not produced any noteworthy innovations has long become a thing of the past. In the eyes of the conservative folks on Wall Street, the "use cases" of cryptocurrencies are often discussed with a tone of mockery. Veterans have seen it all before. Digital assets come and go, often in a blaze of glory, exciting those investors who are keen on memecoins and NFTs. Besides being used as tools for speculation and financial crime, their utility in other areas has repeatedly been found to be flawed and insufficient. However, the latest wave of enthusiasm is different. On July 18, President Donald Trump signed the Stablecoin Act (GENIUS Act), providing industry insiders with long-awaited regulations for stablecoins (cryptographic tokens backed by traditional assets, typically the US dollar).

In the era of AI and Web3, many young people born after 2000 are rapidly rising, founding companies worth billions of dollars, and disrupting traditional workplace ethics. Middle-aged individuals must get used to the new normal of reporting to the younger generation. (Background: Taiwan Mobile's Lin Zhichen shocked NTU graduates with "Born a Taiwanese, die a Taiwanese ghost": Young people, seek your kismet.) (Additional context: Young people treat ChatGPT as a life strategy tool! OpenAI CEO Sam Altman: Those over 35 can't keep up at all.) In the age of AI, those born after 2000 will be the protagonists. What were you doing in your early twenties? Were you studying hard in the library for graduate exams, or burning the midnight oil in the lab to finish reports? Were you tweaking your resume in a coffee shop, hoping for an internship at a big company, or were you being urged by your parents to take public service exams, pursuing a "stable" life? In the eyes of most people, young people in their twenties should be humble and confused, and should listen to experience.

As usual, it’s been an eventful week for crypto, folks!

Veteran trader Peter Brandt has taken a firm stance on the nature of Bitcoin, describing it explicitly as an asset and cautioning against what he perceives as overblown expectations surrounding it. In a post on X, Brandt emphasized that Bitcoin is fundamentally an asset and not a solution to all pe

Warren Buffett’s ETF advice has been making headlines lately, and for good reason. The legendary investor’s Warren Buffett $1000 investing advice shows how regular folks can actually build serious wealth over time. Right now, his ETF advice points to S&P 500 index funds as the way to go for most

Ready to ride the next big wave in the crypto world? Bitcoin dominance has experienced its second notable decline in three months, dropping to approximately 58% as major altcoins stage a coordinated rally. Folks who missed out on past moonshots are now eyeing the next breakout, and these three coin

Tired of watching other folks turn peanuts into penthouses while you're still waiting on your big crypto break? You're not alone. The digital gold rush hasn't dried up yet; it's just shifted gears. With Solana (SOL) popping back above $140 thanks to the first U.S. Solana ETF drawing in a juicy

Tired of watching other folks turn peanuts into penthouses while you're still waiting on your big crypto break? You're not alone. The digital gold rush hasn't dried up yet; it's just shifted gears. With Solana (SOL) popping back above $140 thanks to the first U.S. Solana ETF drawing in a juicy

Algorand's integration with Wormhole enables seamless native token transfers across 40+ blockchains, boosting DeFi interoperability. The partnership has sparked increased market activity and developer interest, highlighted by a rise in transactions and the launch of the FOLKS token. Algorand also focuses on real-world applications, including biometric payments in Africa.

Integration of Wormhole’s NTT standard, led by Folks Finance, unlocks seamless cross-chain token transfers and sets the stage for Algorand’s next phase of multichain growth SINGAPORE, July 1, 2025 /PRNewswire/ — The Algorand Foundation today announced the integration of Wormhole’s Native Token

Key Notes The Algorand Foundation developed this NTT initiative in collaboration with Folks Finance. With this new development, Algorand can leverage one of the largest interoperability networks in the crypto space. Another L1 pushing for ecosystem expansion through innovation is Cardano. On

It’s no secret anymore—meme coins are doing more than just collecting laughs. They’re collecting bags. Coins like Coq Inu, once seen as just another bird-brained bet, have become surprise money printers. Folks who tossed in some pocket change early now sit on juicy gains. And just like that, a new k

Cryptocurrency never sleeps; fresh coins and wild ideas pop up nearly every day. Ripple (XRP) has spent years working with banks, and some folks are wondering if it could repeat Ethereum's huge jump in 2017. On a totally different note, Little Pepe (LILPEPE)-that flippant meme token- is starting to

Jack Dorsey buys $100 worth of fries, and folks are losing it originally appeared on TheStreet. In a viral post made on Thursday, Jack Dorsey, who was a co-founder of Twitter, posted pictures of himself buying fries at Steak ‘n Shake with the Bitcoin Lightning Network, saying “full circle.” The

Are traditional finance options really giving people the control they want over their money? Decentralization continues to reshape how we think about money, control, and value. With more folks looking for meaningful alternatives to banks and blue-chip stocks, crypto isn’t just a fringe hobby

Shiba Inu’s burn rate just shot way up, burning millions of tokens and tightening supply. This kind of move usually means the price could be gearing up for a big jump. Some folks are even talking about a possible 10x rally With whales stacking more SHIB and fewer tokens floating around, things are

Folks, I’m back with your weekly crypto round-up and trust me, you’re going to want to pay attention to this one

If you blinked during the Moo Deng ICO, you probably woke up feeling like you missed the crypto boat of the year. And no wonder—Moo Deng went from zero to hero with some insane growth, turning early adopters into overnight meme millionaires Folks who slept on this one are now kicking themselves w

Hold on to your hats, folks! The financial world is buzzing because gold has just smashed through the roof! We’re not talking about a minor bump; we’re talking a monumental leap. The gold price has officially hit an all-time high, surging past the $3,400 mark per ounce. Yes, you read that

While Bitcoin (BTC) takes its latest price correction, a climbing number of investors are under the weight of unrealized losses, especially among the short-term holders. These are the folks who entered the market just last fall during the wild price surge we’re all too aware of at this point. And n

DOGE breaks key resistance, signaling potential rally toward the $0.40 mark. Whales accumulate 1.83 billion DOGE, boosting bullish sentiment and market momentum. Futures open interest rises, showing strong trader confidence and increased liquidity potential. Back in December, a lot of folks

Cloud computing firm Crusoe just made headlines by shifting its focus from crypto to artificial intelligence. That’s right – another major player pivoting to AI. While some folks see this as a sign that crypto’s party is over, the smart ones know the truth: the real fun is just getting started.

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure Cloud computing firm Crusoe just made headlines by shifting its focus from crypto to artificial intelligence. That’s right – another major player pivoting to AI. While some folks see this as a

Hold on to your hat, folks! If you think the cryptocurrency market is very volatile, check out Wall Street. Yesterday saw a significant shift in the traditional financial world as all three major U.S. stock indexes plunged. Is it just an incident, or is this the beginning

Remember when people first saw Dogwifhat (WIF) in late 2023 and laughed it off as another goofy meme coin? Yeah, those same folks probably cried into their ramen when WIF smashed past $1 in early 2024. It was a pink-knit Shiba on the Solana blockchain—and it turned into a multi-million-dollar

This is a segment from the Empire newsletter. To read full editions, subscribe. --- It’s still a tough market right now, as the post-White House summit euphoria wasn’t enough to carry us through the weekend But the mindset hasn’t changed for a lot of the folks I talk to — from analysts to