JustLend DAO has raised the Supply Mining Reward APY for $USDD to 8% to enhance ecosystem sustainability and engagement. This adjustment includes a 6% base APY plus a 2% incentive, focusing on balanced rewards and long-term growth.

Altura has officially launched its Mainnet, with a flagship Vault and made it operational at 3PM UTC. The launch is also a landmark to the protocol because it presents a base 20% APY that will be sustainable under varying market conditions. A long-term performance and transparent implementation

The circulating supply of USD1 rose sharply on December 24 after Binance rolled out a high-yield promotion. Data from CoinGecko shows that more than 45.6 million USD1 tokens entered circulation within a few hours of the announcement. The sudden increase pushed USD1’s total market capitalization

STABLE Fixed-Term Wealth Management Product Introduction Image: [https://www.gate.com/simple-earn](https://www.gate.com/simple-earn) Gate YuBiBao has recently launched the STABLE fixed-term wealth management product, offering investors a highly attractive investment opportunity. By participating in this product, users can enjoy returns of up to 500% annualized yield, with a minimum investment starting from 100 STABLE. This wealth management product not only provides users with flexible investment period options, but also ensures stable and reliable returns with the support of the StableChain platform. The STABLE fixed-term wealth management product is divided into three different lock-up periods: 7 days, 14 days, and 30 days, allowing users to choose according to their investment needs.

BTSE is launching an exclusive staking program for STABLE, open to all verified users. Participants can stake STABLE with three limited-cap pools offering up to 500% APY. This initiative aims to boost demand for STABLE and enhance its application in payments.

Author: @Super4DeFi First of all, I declare that I do not understand contracts, only lending. This short article is written in response to a causal chain that I saw a friend write in their Moments, which was very well done. If there are any mistakes or omissions, I hope everyone can correct them. usde will be launched on Binance in September, and from September 22 to October 22, there will be a marketing event offering an APY of 12%. There are three ways to participate in this event: 1. VIP loan, which can achieve a 3.5 times revolving loan; 2. Easy Deposit and Loan, can achieve 3.5 times through revolving loans; 3. Leverage trading, large investors can achieve 5x leverage. First, let's talk about this decoupling event and the conclusion of the impact on the three products: 1. VIP loan users, no disaster area. The funding side is not affected. However, in the morning of the 11th, due to Binance taking over the collateral assets, this part was valued at 0, but liabilities were displayed, so at that time a

Author: Justin Alick Compiled by: Shenchao TechFlow Link: Declaration: This article is a reprint, and readers can obtain more information through the original link. If the author has any objections to the form of reprint, please contact us, and we will modify it according to the author's request. Reprinting is for information sharing only and does not constitute any investment advice, nor does it represent Wu's views and positions. Has the era of easily earning cryptocurrency yields officially come to an end? A year ago, depositing cash into stablecoins felt like finding a cheat code. Generous interest, ( said to be ) zero risk. Today, this beautiful dream has turned to ashes. The yield opportunities of stablecoins in the entire cryptocurrency sector have collapsed, leaving DeFi lenders and yield farmers stranded in a near-zero return wasteland. What happened to that "risk-free" annual yield (APY) golden goose (money tree)? And who is to blame for the yields?

Preface Has the era of easily earning cryptocurrency returns really come to an end? A year ago, putting money into stablecoins was like having a cheat code, providing both generous interest and (supposedly) no risk. Now, that fantasy has been shattered. The entire stablecoin yield opportunities in the cryptocurrency space have collapsed, leaving DeFi lenders and yield farmers in a near-zero return predicament. Where has the once "risk-free" annual percentage yield (APY) golden goose gone? And who is to blame for the decline of yield farming? Let’s delve into the current state of stablecoin yields, and the results are shocking. The dream of "risk-free" returns is dead. Do you remember the good times around 2021? Back then, various protocols tempted users to invest in USDC and DAI with double-digit annual percentage yields (APY) as if they were selling candy. Centralized platforms promised returns of 8% to 18%.

Author: Justin Alick Compiled by: ShenChao TechFlow Has the era of easily obtaining cryptocurrency earnings officially ended? A year ago, putting cash into stablecoins felt like finding a cheat code. Generous interest, ( supposedly ) zero risk. Today, this dream has turned to ashes. The yield opportunities of stablecoins in the entire cryptocurrency sector have collapsed, leaving DeFi lenders and yield farmers trapped in a near-zero return wasteland. What happened to that "risk-free" annual percentage yield (APY) golden goose (cash cow)? Who is to blame for the yield farming turning into a ghost town? Let’s dive deep into the "autopsy report" of stablecoin yields; it’s not a pretty sight. The dream of "risk-free" returns is dead. Do you remember those wonderful old days? ( Around 2021 ), various protocols were throwing out USDC and DAI like candy.

The crypto market has already entered a new era where passive income is no longer a niche concept but a primary strategy for long-term investors. As trading becomes more volatile and unpredictable, investors are shifting their attention to staking crypto, a method that offers both stability and

Staking crypto is becoming one of the most reliable ways for holders to earn steady rewards while waiting for the next big run With so many models competing for attention, the real edge now comes from platforms that mix high APY with real scarcity. Some offer stable returns, others rely on

Market attention has shifted sharply toward yield-bearing assets in early 2025 as XRP holders look for secure ways to turn long-term positions into passive income. The XRPL’s expanding institutional profile — driven by rising ODL settlement volume, renewed ETF inflows and the upcoming EVM

Hashnote has launched the USYC crypto money market fund on the BNB Chain, allowing institutional investors to use USYC as collateral in DeFi protocols. USYC, backed by US Treasury bills, offers near real-time conversion to USDC and a 7-day APY of 3.93%.

According to Mars Finance, on November 18th, the decentralized stablecoin USDD officially announced that against the backdrop of ongoing fluctuations in the stablecoin market, the total lock-up position (TVL) of sUSDD has successfully surpassed 70 million USD, once again setting a historical record and demonstrating remarkable market resilience and rise potential. As an enhanced yield version of USDD, sUSDD relies on a 12% Annual Percentage Yield (APY), a comprehensively audited security structure, and the advantages of multi-chain deployment to continuously attract a large number of users to lock up assets. Currently, sUSDD is running on major public chains such as TRON, Ethereum, and BNB Chain, providing global users with a transparent, reliable, and sustainable yield experience.

The lending protocol leader Aave Labs has announced the launch of a brand new savings app, featuring a maximum Annual Percentage Rate of 9%, real-time deposits and withdrawals, compound interest every second, and a protection limit of up to 1 million USD, challenging the traditional banking system's long-standing criticism of low interest rates. On the other hand, the battle in the U.S. banking industry regarding the prohibition of interest on stablecoins is also expected to push more users towards Decentralized Finance. Aave launches high-yield savings app: up to 9% Annual Percentage Rate to attract customers Aave Labs' newly launched Aave App solidifies its position as a "on-chain bank" once again, offering a 5% base APY. Through identity verification (KYC), inviting friends, and automatic deductions (Auto Saver), users can increase their interest rate to a maximum of 9% APY. Aave emphasizes that its lending market is "over-collateralized,"

Something different is happening in crypto this month. It isn’t another meme coin shouting about 1000x returns or chasing viral hype. It’s something warmer, something familiar. The new token, known as Milk Mocha ($HUGS), is capturing attention across Telegram, Reddit, and early investor circles

The USDD Phase XI Staking campaign has launched a Double Rewards Week from November 13 to November 18, offering up to 12% APY on eligible platforms. After the event, APY will revert to base rates with a new tier structure to ensure sustainable rewards. USDD emphasizes transparency and commitment to user experience.

OKX launches digital dollar wallet and card in Brazil for faster and cheaper transactions. Brazilians can convert reais to stablecoins instantly and earn up to 10% APY. The platform cuts fees and taxes compared to traditional brokers and international transfers. OKX, a major cryptocurrency

OKX has launched a digital dollar wallet and Mastercard in Brazil, allowing users to convert Reais to stablecoins, earn APY, and spend globally without foreign fees, aiming to disrupt the high-cost dollar broker market.

In Brief OKX has launched a USDG earning program offering up to 10% APY through OKX Pay, giving users secure and fully backed stablecoin rewards across multiple blockchain networks. Cryptocurrency exchange OKX announced a new opportunity for global users to earn returns of up to 10% APY on USDG

The Milk Mocha ($HUGS) whitelist has now reached full capacity, marking an important moment in one of 2025’s most uplifting crypto stories. What began as a fun idea has grown into a record-setting presale fueled by emotion, openness, and community power. From online comics to blockchain

Solana has long established a strong staking culture, with over two-thirds of its circulating supply delegated to validators, earning about 6% annualized returns. However, the emergence of non-staked Solana ETFs is challenging this on-chain participation model. For instance, the ChinaAMC Solana ETF in Hong Kong explicitly states that it does not stake its held SOL, while several staked ETFs are already operating in the United States. This competition between staked and non-staked ETFs has sparked a new debate regarding staking yields and the concentration of Solana's consensus power, concerning how billions of dollars in institutional funds will reshape Solana's decentralization landscape.

Solana ETF changes the staking economic structure of Solana, with Hong Kong's Huaxia Fund launching a non-staking Solana ETF that charges a high fee of 1.99%, while three products supporting staking are operated in the United States. The non-staking ETF's fund pool will enhance the APY of on-chain stakers, as the number of stakers decreases but the rewards pool remains unchanged; the staking ETF entrusts billions of dollars to a few custodians, threatening Decentralization.

Cardano staking yields allow ADA holders to earn passive rewards by delegating tokens to stake pools, securing the network via Ouroboros proof-of-stake while generating 4-6% annual percentage yield (APY) without lockups or slashing risks for delegators.

New York, NY, October 29th, 2025, Chainwire By enabling BTC to earn a sustainable yield right from their Bitcoin wallet, Acre sets a new standard for decentralized, transparent Bitcoin finance. Acre, a Bitcoin-first platform that enables BTC holders to compound their coins while maintaining self-c

On October 23, the decentralized stablecoin USDD officially announced that its savings Token sUSDD's TVL on BNB Chain and Ethereum has exceeded $4 million, setting a new record. This milestone is attributed to the 12% annual APY offered by sUSDD, as well as the 5000 USDD Airdrop event launched on the 21st. sUSDD is an interest-bearing Token based on USDD, officially launched on October 6, aimed at helping users increase their assets through holding without any additional operations.

As October begins, investors are looking at which coins could drive the next wave of momentum. Big names are still attracting capital, but a new Ethereum-based meme coin in presale is quickly stealing the spotlight. Five standouts for October include Pepeto, Shiba Inu, Solana, Avalanche, and

According to Mars Finance news, the total lock-up position (TVL) of the decentralized stablecoin USDD's interest-bearing token sUSDD has surpassed 1 million USD. It is reported that sUSDD was officially launched on October 6, providing a decentralized and transparent savings system. Users can convert USDD into sUSDD, and after depositing, they can automatically enjoy an annual percentage rate (APY) of 12% without the need for staking or lock-up. The official statement indicates that the launch of sUSDD makes saving crypto assets more accessible, safer, and friendlier, marking a new chapter in Decentralized Finance.

Litecoin and Toncoin open the discussion with utility and reach. The top crypto coin sets the tone for a big October. A mature payments chain stands opposite a fast social layer. The contrast helps readers sort momentum from guesswork. Fresh traction matters. Strong token design matters more. Litec

The crypto market has just weathered one of its steepest corrections of the year. While short-term traders rushed to sell, experienced investors are calling it a textbook setup for accumulation. As XRP, Cardano (ADA), and Binance Coin (BNB) ease after strong multi-week rallies, focus is shifting

Retail appetite for meme coins is flaring again as Bitcoin and Ethereum drift sideways and traders hunt high risk, high reward setups. While familiar tickers like Pepe (PEPE) and Pengu (PENGU) still carry clout, a fresh challenger, Pepeto (PEPETO), is drawing serious bids with shipped tech, a demo e

Bybit EU is fully licensed under MiCA, offering a secure and intuitive trading experience for Europeans with SEPA support. The platform allows up to 10x spot margin leverage and up to 5% APY on stablecoin yields. With its new Visa-linked debit card, Apple Pay and Google Pay support, and a sleek m

Pepeto is rapidly climbing 2025 watchlists, with commentators drawing sharp parallels to Shiba Inu’s legendary surge. Its presale has topped $6.9 million, a live demo exchange is already in the wild, and staking returns sit at 222% APY, helping PEPETO stand out in a crowded meme field. The

Which project could become the next 100x crypto presale in 2025? BlockchainFX ($BFX) is proving it deserves that title. Already raising more than $8.5 million from nearly 12,000 participants, the project is combining real utility, daily passive income, and a confirmed launch price to create what

In Brief Bitget Wallet has integrated Jupiter Lend to offer stablecoin yield opportunities, expanding its Earn section with up to 8% APY on USDT and USDC through Solana’s decentralized lending protocol. Non-custodial cryptocurrency wallet, Bitget Wallet announced its integration with Jupiter Le

edgeX (edgeX) is a high-performance, orderbook-based perpetual DEX incubated by Amber Group, delivering seamless, native trading experiences with up to 20,000 TPS and sub-second latency across Ethereum, Arbitrum, and BSC. Launched in 2023, its V1 platform focuses on professional UX/UI, mobile apps, and MPC social logins for easy onboarding, while Vaults enable yield farming with real APY.

Against the backdrop of ongoing global inflationary pressures, seeking passive income has become a core strategy for digital asset investors. Perp DEX (Decentralized Perpetual Futures exchange) offers users potential high-return opportunities through liquidity provision and staking rewards mechanisms. However, behind the seemingly high APY (Annual Percentage Rate), there are numerous hidden risks. This article will deeply analyze the true performance of 14 popular Perp DEX projects based on strict evaluation criteria.

The race for the best crypto presale is heating up, and three names are at the forefront: BlockchainFX, ASTER, and Hyperliquid. Each of these projects has sparked discussion about their potential to deliver 100x ROI in the coming years, but only one is topping charts with unmatched

Momentum Finance ($MMT) is the flagship Decentralized Finance platform on the Sui network, and its recently launched HODL Yield Campaign attracted over $30 million in deposits within the first hour, pushing the TVL to soar to $210 million, with cumulative volume surpassing $12 billion. Currently, it holds the position of liquidity leader in the Sui ecosystem, with its "sustainable returns + community-driven" narrative standing out in the 2025 DeFi recovery wave, especially against the backdrop of the Sui TVL reaching $2.55 billion. The project locks in user loyalty through high APY (up to 155%) and Bricks rewards mechanism, indicating that the TGE (expected in October) will trigger a new round of rise.

OKX has launched the Airdrop Earn XPL program, offering a total of 8,800,000 XPL in rewards. Users can stake OKB, BTC, or USDT during the event from September 25 to October 2, 2025 to earn rewards.

Can the best crypto presale 2025 deliver another crypto millionaire story like Ethereum at $1 or Solana at $2? The buzz around BlockchainFX ($BFX) suggests it could. With over $7.6M already raised, daily crypto passive income rewards, and a confirmed $0.05 launch price, BlockchainFX is racing

Have you ever regretted missing Ethereum under $1 or Solana at $0.20? The regret of missing those chances created thousands of crypto millionaires. In 2025, the BlockchainFX presale is giving community members that rare second chance. With explosive momentum, 90% APY staking rewards, and a

How many people regret not buying Bitcoin under $100 or Ethereum under $10? Those missed chances created today’s crypto millionaires. In 2025, the spotlight is back on best crypto presales to invest in September 2025, offering a second chance at life-changing returns. Unlike slow-moving

Coinbase has launched a USDC savings plan in Canada with an annual yield of 4.5%, and Curve Finance is also planning to provide yield functions for its token CRV. With these yield-generating stablecoin products, the traditional banking position is being shaken. However, is this trend a blessing for investors, or is it just a different form of risk? Coinbase Strikes: Canadian Users Enjoy 4.5% USDC Yield Coinbase CEO Brian Armstrong recently announced that in the context where Canadian users can only earn almost 0% interest on their savings, Coinbase will offer a 4.1% APY unlimited USDC yield if they subscribe to Coinbase.

After expanding to Ethereum with audited contracts and an airdrop campaign offering up to 12% APY, USDD sets its sights on sUSDD — a savings-focused token built for transparent, on-chain growth. Stablecoins have outgrown their early role as a trading convenience and are now shaping the future of in

XRP Tundra is launching a staking platform in presale, promising annual returns of up to 25% APY, which could significantly impact how XRP holders engage with this major digital asset.

XRP Tundra is capturing attention with a simple but powerful message: idle XRP no longer has to sit unused. Through its Cryo Vaults staking system, holders will soon be able to lock XRP and earn rewards of up to 30% APY, while presale participants gain access to two tokens for one entry at $0.30. R

Investors are predicting Pepe's price for 2025, but Layer Brett is gaining attention as a promising Layer 2 memecoin with significant growth potential and potential returns of up to 721% APY for early investors.