Author: Daii Source: mirror

This is not just a speech, but a wealth manifesto that has already been implanted in the real world.

What Saylor brings to the table is a system of action that integrates mind, structure, execution, and culture, with the goal of “how ordinary people can break through to new capitalism with Bitcoin”, which deserves to be revisited in terms of data and facts.

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1. Background of the Speech: Data Witnesses the Implementation of Preaching

• Time: May 29, 2025 (Pacific Time)
• Location: Las Vegas Venetian Expo, Bitcoin 2025 Conference
• Attendance: 35,000+ industry insiders and Bitcoin enthusiasts

Market Trend Connection Conference Signal

• Bitcoin has risen more than 50% since the end of 2024 and is currently trading at around $109,000 (June 11, 2025).
• Briefly broke through the historical high of $111,970 within the year (May 22, 2025).
• Institutional and policy momentum is strengthening - The U.S. President signed the “National Policy Bitcoin Reserve” ETF in March, promoting long-term holding; Bitcoin-related ETFs saw inflows of up to several billion dollars.

This speech took place at the intersection of Bitcoin entering “mainstream finance - politics - the public”, accompanied by high participation, price breakthroughs, and policy promotion.

The important significance of this speech

The speech titled “21 Ways to Wealth” is most different from all of Saylor’s previous public statements in that:

“This is my first time speaking, not for the country, not for the board, and not for institutional investors, but for you — the 8 billion people on Earth.”

This is a turning point in the Bitcoin evangelism movement—Saylor is no longer talking about strategies, regulations, or audit hedges, but instead about “how ordinary people can achieve intergenerational leaps through Bitcoin.”

What he wants to say is:

• How an individual can become a “capitalist” in this era.
• How a family can convert grandpa’s pension into grandson’s digital wealth
• How an ordinary person can achieve capital leap from the ground up using AI + Bitcoin + corporate structure.

2. Cognition: Bitcoin is not an asset, but a civilization upgrade tool (path 1~4)

1. Clarity: Recognizing Bitcoin as “perfect capital”

Bitcoin = programmable + incorruptible + unfrozen + freely portable capital. He emphasizes: this is not a currency, but a “perfect form of capital forged by algorithms,” and eventually all smart people, AI, and even enemies will want to possess it.

2. Conviction: Bitcoin rises faster than any asset.

Data shows that the annual compound growth rate of Bitcoin over the past 5 years has reached 62%, far exceeding the approximately 14% growth of gold. This is an “asset structure that triumphs with numbers.”

3. Courage: Wealth favors those who dare to take “smart risks”.

Satoshi Nakamoto ignited the fire of the internet, and what you need to do is “add fuel” — use fiat currency, stocks, and real estate to exchange for Bitcoin.

4. Cooperation: Family is the strongest unit of wealth.

Using a loan from grandpa’s Individual Retirement Account (IRA) to buy Bitcoin for the newly born grandson is the ultimate efficiency of “intergenerational wealth reallocation.”

3. Capability Section: From AI to Law, Build Your “Wealth Execution Engine” (Path 5~9)

5. Capability: AI is the strongest family office for ordinary people.

Saylor said, “I hired thousands of lawyers, but I first asked AI.” Mastering AI = having the ability to converse with billionaires using the same tools. After 2025, Bitcoin and AI will be the “dual engines” of wealth accumulation.

6. Composition: Build your legal container

South Dakota’s “Perpetual Trust,” IRA leverage, insurance structures… This set of tactics originally belonged to the wealthy, but with AI, ordinary people can also “legally weave a capital shield.”

7. Citizenship Economic nationality: Holding Bitcoin within the correct sovereign system

AI can tell you which state is best for holding assets and which country’s tax laws are more friendly—don’t just think about this year, plan for your family’s century-long path.

8. Civility: Awareness of Order: It’s not about overthrowing the world, but about moving forward by leveraging strength.

Do not go against the political system, do not challenge the centers of power, find the channels of “opportunistic arbitrage” in every gap of the rule of law.

9. Incorporation: A company can go 100 times further than an individual.

Saylor proposed the enterprise-level pyramid:

Individual < Family < Private Company < Public Company < Quarterly Compliant Public Company < Mature Issuer in the U.S. Capital Market

What you need to do is to climb to the top of this tower - “File a registration statement, raise $1 billion in 6 hours.”

Saylor’s implicit suggestion: he does not want everyone to become Microsoft, but rather to transform themselves from a “natural person” into a “strategic legal entity” as much as possible. Climbing the pyramid means obtaining higher leverage, stronger financing capabilities, and broader capital channels. Even if you are just a dentist, photographer, or designer, as long as you build a corporate structure and operate in compliance, you can still rise layer by layer:

• From individual to sole proprietorship.
• Further develop into a financeable growth company;
• Gradually build a credit record;
• Until one day, you can also raise tens of millions of dollars within 6 hours to increase your position in Bitcoin or other assets.

IV. Structural Section: Making Capital Circulation and Appreciation a Habit (Pathways 10~14)

10. Focus: Stop chasing the next “great idea”.

Bitcoin is already the greatest idea. Don’t issue coins, don’t engage in sidechains. What you need is not innovation, but execution.

Saylor suggests concentrating resources on Bitcoin rather than diversifying innovation. Despite being controversial, his logic is based on the historical trajectory of Bitcoin’s annual growth, policy trends, and network effects.

11. Equity: Share a little equity, amplify the speed by ten times.

Value your dental practice at five times and sell a portion, use the money to invest in Bitcoin, and use “equity leverage” as your wealth accelerator.

12. Credit: Using certainty to exchange for others’ principal.

You offer 8% fixed income, they give you the principal, and you take it to allocate 30% annualized bitcoin – making a time difference and a perception difference.

13. Compliance: Financial licenses are a form of “statutory authority”.

Banks, securities firms, insurance companies, and trust companies all have privileges. Ordinary people can also legally obtain “money printing qualifications” as long as they choose the right market + build the right company.

14. Capitalization: Everything that can be financed should be financed.

Not financing, not leveraging, and not building a capital structure is the greatest waste to oneself. The game rule of this era is: whoever owns the most Bitcoin wins.

V. Action: Turning Your Beliefs into a System (Path 15~21)

15. Communication: Say it over and over again, write it over and over again

Let all investors, employees, and banks know what you’re doing, straightforward, repetitive, and transparent. Trust comes from expression.

16. Commitment: Focus: Don’t be misled by your own cleverness.

Many people have long discovered Bitcoin, but then go to issue coins, build projects, and go to IPO - only to be forced by the board to sell Bitcoin. Don’t be a clever betrayer.

17. Execution: Precise, Continuous, Error-free

“You can make mistakes, but you cannot make the same mistake” - Saylor quotes DuPont to remind us that this is a zero-tolerance game.

18. Adaptation: No structure will be eternally effective.

Banks may collapse, companies may change. You need to have a plan, have documentation, and the ability to conduct regular checks. You should reconstruct your life structure once every year.

19. Evolution: Smooth evolution based on one’s strengths rather than mutation.

Dentists focus on being dentists, photographers build photography brands - extending a lever from the familiar world is your path to safe and rapid growth.

20. Advocacy: The consensus of your future assets is what you preach.

The more people use Bitcoin, the stronger the network effect, and the more stable the value of your assets. When Bitcoin succeeds, humanity succeeds.

21. Generosity: After success, spread the spirit of Bitcoin with love.

Your employees, family, friends, clients, and community—all should feel that you are on the right path. This is the “Digital Civilization Torchbearer.”

6. Rational Perspective: Support the Majority, but Retain Controversial Points in a Data-Driven Manner

• I agree with Saylor’s construction of the “multi-dimensional + executable + quantifiable” wealth leap pathway, which has market and data validation from capital attributes, structural logic to execution pathways.
• However, I also maintain a cautious stance on the following two points:

• Focus: Bitcoin is growing fast (up more than 50% year-over-year and up to 62% over 5 years), but other areas of innovation are also being embraced by the market. Although the concentration strategy is effective, it should not rule out the possibility of creativity and diversity.
• Commitment Focus Strategy: Absolute denial of multi-chain and other crypto explorations, ignoring the diversity of the Web3 ecosystem. The best strategy should be holding coins + creation + flexible allocation at all stages, rather than an absolute singular path.

Our attitude is “quantifiable results + verifiable strategies + clear boundaries”. The Bitcoin model is worth accepting, but building the future requires parallel investment in rule construction and innovative potential.

7. Conclusion: Everything begins with a word.

At the end of the speech, Saylor summarized with 12 words:

It might make sense to get some in case it catches on ( It might be wise to hold some Bitcoin now, just in case the dream really comes true. )

This message from Satoshi Nakamoto has now become a reality.

Bitcoin has become a reality. And you, have you already boarded this wealth train?

If you haven’t yet and don’t know how to proceed, please take a look at “Bitcoin: The Ultimate Hedge for Long-Termists.”

But remember:

Embracing Bitcoin, but also embracing construction; Focus on execution, but also leave room to explore.

This strategy that balances data-driven decision-making with flexible thinking is the true path that can lead to long-term success.

Full Chinese Translation of “21 Ways to Wealth”

Michael Saylor: 21 Paths to Wealth

Introduction: A Speech Prepared for 8 Billion People

I… I am very happy to see everyone here today, and the main reason for my happiness is that this speech is prepared for you.

I… I once traveled around the world, I once talked about Bitcoin, I have told many countries why they need Bitcoin, I have told institutional investors why they need Bitcoin, I have told boards, companies, and CEOs why they need Bitcoin. I have even explained to ethereal souls why our descendants’ descendants’ descendants need Bitcoin.

But my speech today is addressed to the 8 billion people on this planet. These are 21 paths to riches for every individual, every family, every small business, every entrepreneur, not for billions of dollars of public companies. It’s for everyone.

I have focused on this for quite a long time. So, this is prepared for you.

21 Ways to Wealth

1. The First Path: Clarity ( Clarity) Clarity is the theme. When you realize that Bitcoin is capital, perfect capital, programmable capital, and incorruptible capital, that clarity of thought will come. Its significance lies in the fact that every intelligent person in the world, every thoughtful individual, will desire perfect capital. Every one of your enemies will want incorruptible capital. And all AI will want programmable capital. The demand for it is enormous. How much is it worth? It is worth half of everything. Half of everything.

2. The Second Way: Faith (Conviction) It started with the observation that Bitcoin would grow faster than all other assets because it was destined to outperform everything in engineering. It will grow faster than the S&P 500. It will increase in value faster than gold. Sorry, Peter (Peter Schiff). I should say it again. It will grow faster than gold. Sorry, Peter. It’s going to grow faster than real estate, collectibles, or anything else you can imagine, because that’s how it was designed.

3. The Third Way: Courage (Courage) If you want to create wealth, if you want to get rich with Bitcoin, you will need courage. Courage means that wealth favors those who embrace the risks of smart money. Satoshi Nakamoto lit a fire in cyberspace. While the fearful flee from it and the foolish dance around it, the faithful add fuel to the flames, dreaming of a better world bathed in the warm glow of cyberlight. What does that mean? Meaning, many people who look at Bitcoin will be afraid of it. They will never touch it, they will never benefit from it, they will be left behind. And then others will just play with it, using fire to conjure tricks, make fireworks and gadgets. But those who really understand it, add fuel to the fire. How do you add fuel to the fire? You add fuel to the fire by buying Bitcoin. Buy it. Swap your fiat currency, your long-term capital for Bitcoin. Sell your bonds, your equity, your property, and buy Bitcoin. Add fuel to the fire. What would be the result? The web is going to explode, the power of the web is going to increase, and you’re buying yourself a ticket to prosperity.

4. The Fourth Way: Cooperation (Cooperation) This is very important. You are not the strongest as an individual, but with the support of your family, you are much stronger when your family is aligned with your goals. If you understand Bitcoin, you can act as an individual. But when your whole family understands Bitcoin, your power is much stronger. Your parents have credit and capital. You have the ability, the faith, and the courage. Your child has time and potential. Your 80-year-old grandfather can withdraw capital from an IRA (IRA) and can borrow money from a bank. The secret is to transfer the capital into the hands of the child. The child has 80 years left in the future. When you think about it from this perspective, how to transfer the capital of the past and convert it into money in the future, it is a matter of intergenerational inheritance. So think about family. On this journey, families who work together will have extraordinary strength. [APPLAUSE]

5. The Fifth Way: Capabilities (Capability) In this day and age, if you want to be rich, you need to master artificial intelligence. In 2025, you have at your fingertips the collective wisdom of a group of accountants, a team of lawyers, a group of professors and historians, and all the great entrepreneurs. All you have to do is go to the AI, get it into deep thinking mode, type in all your situations, hopes, ambitions, and questions, and start asking it questions and interacting with it. I’m telling all my executives, before you ask any experts, ask the AI, let the AI think, go and squeeze that silicon-based hegemon. This is very important because a lot of the advice I’m going to give you next used to be out of reach for the average person. But now, you can use AI to find a 95% solution, and then take that solution to your lawyer and management team and ask them to come up with an execution plan within two to five days. If they can’t, replace them. As long as you have the humility to turn to the AI for help, don’t put your ego first. Put your interests first. Your family will thank you for years to come.

6. Sixth Path: Structuring (Composition) Structuring legal entities that can expand your strategy and protect your assets. I mean, you can build an efficient insurance policy and set up a dynasty trust in Florida that is valid for 300 years, or a perpetual dynasty trust in South Dakota that lasts forever. The usual response would be “I don’t know how”, but my observation today is, ask the AI and figure it out. You can get a customized answer. You can work hard or you can work smart. Work smartly, and you will go a hundred times farther. [APPLAUSE]

7. Article Seven: Citizenship (Citizenship) Choose your economic hub and settle in a place that respects your freedom. What does this mean for you? It depends on who you are. Ask AI: “What are the top 10 states in the U.S. for Bitcoin holders?” Or let it rank countries based on your situation. Think deeply about this question; it’s not about this year, it’s about this century. Where will you and your family be in the next 100 years? Your grandchildren will thank you.

8. The Eighth Way: Humility (Civility) Respect for the natural power structures of the world. If you go hunting in the wild, don’t fight lions. If you want to create wealth in the Bitcoin world, you need to think about how the world is structured. You don’t need to overthrow the government or change someone else’s religion. Choose your battlefield, respect social norms, and don’t fight unnecessarily, that’s just dissipating energy. Make an effort to find common ground with people of different faiths, as agitation and distraction will only slow you down. [APPLAUSE]

9. The Ninth Way: Companies (Corporation) A well-structured company is the most powerful wealth creation engine on the planet. I suggest you go to AI and find a way to create a company. Companies have special advantages: access to the banking system, legal immunity, durability, tax efficiency and greater creditworthiness. The company can sell its equity and finance its future. In the hierarchy of the world, individuals are at the bottom, families are stronger, partnerships are stronger, then private companies, public companies, and up to “well-known and experienced issuers” at the top of the pyramid, who can sell a billion dollars in securities in six hours. I want each and every one of you to reach your full potential, and setting up a company is the beginning to make that happen.

10. The Tenth Way: Focus (Focus) Just because you can do something, doesn’t mean you should. My 60 years of experience have taught me that changing the world at an operational level is a huge challenge, and that 99% of operational ideas will fail. But if you invest in Bitcoin on your balance sheet, it has a 99% chance of success. Don’t confuse ambition with achievement. Keep in mind that companies that hold Bitcoin are looking at annual returns of 30% to 60% every year. You can grow without doing anything. In contrast, it is extremely difficult to get an operating business to grow by 30% per year. So, when you’re strategizing, focus on it and don’t get distracted.

11. Route 11: Equity (Equity) Share your opportunities with investors who are willing to share your risk. Companies can do this, individuals can’t. Here’s an example: A dentist earning $200,000 a year can buy $200,000 in Bitcoin a year. That’s good. But a better course of action would be: corporatize the clinic at a $1 million valuation, sell some of its equity to raise $500,000, and invest in Bitcoin immediately. When the value rises, refinance and reinvest. By teaming up with others, you’ll become the first billionaire dentist on the block. That’s what Strategy and Metaplanet are doing. You can too.

12. The Twelfth Way: Credit (Credit) There are many people in the world who want a small but stable income. You can provide them with certainty: give them a fixed coupon or dividend, as well as priority in the capital structure. You turn risk into profit, and you get capital back. You can then invest this low-cost capital in Bitcoin, which grows at a rate of compound interest of 30% to 60%. The goal is to immediately accelerate your money a hundredfold with proper financing and invest it in the world’s greatest assets.

13. The Thirteenth Path: Compliance (Compliance) Create the best company you can within the rules of your market. Compliance isn’t just a burden, it’s a way to create a special, efficient business. Listed companies, trust companies, insurance companies, banks, etc., all have their own special rights (such as issuing securities, saving taxes, and increasing leverage). Understanding and using these rules, you can create a strong business and use its power to raise capital, invest in Bitcoin, and create wealth.

14. The Fourteenth Way: Capitalization (Capitalization) Your goal is to relentlessly raise and reinvest capital, as much as possible, as quickly as possible. Speed allows wealth to grow with compound interest. You continue to raise capital: buy with cash flow, buy with inventory assets, sell equity, borrow money to buy. It’s a race against the clock to capitalize Bitcoin. The person with the most bitcoins at the end of the game wins.

15. The Fifteenth Way: Communication (Communication) If people don’t trust you, no one will give you money. You have to speak honestly, act transparently, and keep repeating using all modern digital channels. You don’t need a complex strategy, just a simple strategy that everyone else understands. Once they understand, they will support you and make you successful. So, go for communication.

16. Article Sixteen: Commitment (Commitment) Do not let yourself get distracted. Many people discovered Bitcoin and then chased after other ideas. Bitcoin is the idea. Do not be distracted by trolls online or your own “good ideas.” Satoshi gave you an idea worth half the wealth on Earth. Do not fight a battle destined to fail, choose your battlefield, and avoid dilutive distractions.

17. Article 17: Execution (Execution) delivers consistent, precise, and reliable execution. Be persistent and focused like a laser. The world expects you to be perfect. As I heard at DuPont: “You can make mistakes, but not more than one mistake at most.” Those competing with you are laser-focused, and the market will turn to those people.

18. Article 18: Adaptation ( Adaptation) Over a sufficiently long timeline, every counterpart will fail, including yourself. You need to adapt. A wise person is ready to shed their burdens a few times along life’s journey. So be prepared, make plans, and continuously monitor. When the path is no longer right, do not hesitate to change. Have a succession plan to keep your affairs in order.

19. Article 19: Evolution (Evolution) Develop on your core strengths and leverage your strongest assets. Your goal is elegant evolution, not radical mutation. When you venture into a completely random new domain to do something, the execution risk increases a hundredfold.

20. Path 20: Advocacy (Advocacy) Inspire others to follow the path of Bitcoin and become evangelists of economic freedom. The more individuals, companies, governments, institutions embrace Bitcoin, the more likely you are to succeed, the more likely they are to succeed, and the more likely Bitcoin is to succeed, the more likely humanity is to succeed.

21. Article Twenty-One: Generosity (Generosity) When you succeed, and you will succeed, every morning you get up, go spread joy, share security, and bring hope to those less fortunate than you. You found the path first, you should propagate good karma. Pass this on to your employees, family, friends, clients, investors, and community. They will see that glow, respect, support, inspire, and follow you. This benefits you, benefits the business, benefits Bitcoin, and benefits the world.

Conclusion: The wisdom of Satoshi Nakamoto

I will conclude with the last thought.

You know, 16 years later, after two trillion dollars of proof, after God knows how many millions of pages of wisdom have been taught to the world, I’m able to give you this talk. But a man much greater than me, Satoshi Nakamoto, said this phrase many, many years ago, without any of those information, without any of those proofs, without any of those times, the 12 most important words in the English language:

It might make sense to get some in case it catches on ( It may be wise to hold some Bitcoin now, in case the dream really comes true. )

Thank you all. Thank you for your support. I am able to stand here because of all of you, and I look forward to seeing everyone again next year.