Tokocrypto Holds Financial Literacy OBRAS in Sumedang and Garut

Source: TokocryptoBlog Original Title: Tokocrypto Holds Financial Literacy OBRAS in Sumedang and Garut Original Link: https://news.tokocrypto.com/tokocrypto-gelar-obras-literasi-finansial-di-sumedang-dan-garut/ A leading exchange kembali hosts an educational program titled OBRAS (Community Chat) in two West Java cities, namely Sumedang on January 10, 2026, and Garut on January 11, 2026. This activity successfully attracted over 100 participants, predominantly young generations, digital communities, and the general public interested in understanding financial literacy, crypto assets, and Web3 technology more deeply.

OBRAS is part of the Web3 University Tour 2025 series, a continuous educational program presented through seminars and interactive workshops face-to-face. Through OBRAS, organizers directly engage in various regions of Indonesia to expand digital literacy, strengthen community ecosystems, and open discussion spaces around blockchain technology innovations and crypto assets.

Financial Literacy as the Foundation for the Young Generation

In the Sumedang and Garut OBRAS, organizers emphasized the importance of financial literacy for young people. Many youths today face similar financial issues, ranging from impulsive spending due to a consumptive lifestyle, FOMO in shopping, to uncontrolled use of PayLater. Without proper financial understanding, these habits can potentially lead to long-term financial problems.

Through this education, participants are guided to understand how to manage money from an early age, develop saving and investing habits, and prepare for emergency needs and future life goals such as education, travel, purchasing a vehicle, or starting a business.

Saving vs Investing: Which is Right?

Participants of OBRAS also gain insights into the differences between saving and investing, including their objectives, risk levels, potential returns, and liquidity. Saving is considered suitable for short-term needs and emergency funds with low risk, while investing is more appropriate for long-term goals with greater potential for value growth, albeit with fluctuating risks.

For beginners, organizers emphasize the importance of recognizing one’s risk profile before choosing investment instruments. Besides relatively stable gold, crypto assets are also introduced as an alternative investment for young people interested in exploring blockchain and Web3, with the caveat of understanding the risks and selecting fundamentally strong crypto assets.

Understanding Crypto Assets and Their Potential

In the educational session, participants are introduced to what crypto assets are, how blockchain technology works, and the factors influencing crypto price movements, such as demand and supply mechanisms, supply limitations, technological developments, regulations, and industry adoption.

Public interest in crypto as an alternative investment continues to grow due to its high return potential, 24-hour transaction flexibility, and ease of starting with small capital. On similar platforms, people can already invest in crypto with affordable initial deposits, making it more accessible for the younger generation.

Commitment to Crypto Education

Organizers affirm that OBRAS is a tangible manifestation of their commitment to building financial literacy and the Web3 ecosystem in Indonesia.

“Through OBRAS, we aim to provide comprehensive understanding to the community, especially the youth in Sumedang and Garut, so they not only recognize crypto from a trend perspective but also understand its risks, how to invest safely, and the potential of blockchain technology for the future. Education is key for the community to make smarter financial decisions.”

Organizers consistently deliver education through various channels, from free-access crypto academies to offline events like OBRAS and the Web3 University Tour targeting students at various campuses. Throughout 2024, 135 educational events have been held in 20 cities and 20 campuses, reaching over 200,000 participants across Indonesia.

Post-OBRAS Expectations in Sumedang and Garut

Through OBRAS in Sumedang and Garut, organizers hope the community will better understand Web3 technology and crypto asset investments safely and responsibly. Participants are expected to make wiser financial decisions, avoid FOMO, and contribute to building a positive Web3 community in their respective regions.

Additionally, the knowledge gained is expected to be utilized for educational development, career advancement, and digital economic opportunities in the future, so that young generations are increasingly prepared to face the developments in blockchain industry and digital economy in Indonesia.