PANews reported on November 28 that, according to CoinDesk, former Bank of Spain Governor Miguel Fernández was present at a public hearing hosted by the European Parliament's Committee on Economic and Monetary Affairs to discuss potential central bank digital currencies (CBDCs). Ordóñez said that unlike bank deposits, the digital euro is a safe asset that can help end the banking crisis or completely deregulate banks, the last two major global economic crises have been caused by the use of risky assets such as bank deposits, but these assets are not money, but promises to pay back, the digital euro is the euro, but bank deposits are not euros, deposits are just promises to pay euros, and if banks fail to meet these promises, there will be a crisis, the digital euro is the euro, but bank deposits are not euros, and the benefit of CBDC is stability, justifying the use of digital euros instead of bank deposits。