These days, I'm again struggling over whether to go with the mainnet or Layer 2, basically balancing gas fees and user experience. The security of the mainnet, where "I paid and it should reliably get into a block," is quite tempting, but just a couple of clicks on the wallet and it starts to hurt; Layer 2 is indeed smooth to use, transfers are as fast as sending a message, but whenever it comes to cross-chain or withdrawals, you have to wait, and worry if you took the wrong bridge.

My current approach is a bit rough: small daily transactions and browsing new things on Layer 2, only returning to the mainnet for long-term holdings or signing important contracts, to avoid waking up in the middle of the night scared. Recently, everyone compares RWA, US bond yields, on-chain yield products all together, but I care more about whether I need to tinker for half an hour when claiming yields—if the experience is a bit bad, I get lazy to click… Anyway, for now, this is how I do it, slowly finding a balance that I won't regret.