US Housing Mortgage Rates Rise Again, International Tensions Cited as Cause

As the confrontation between the United States and Israel evolves into a war with Iran, reports indicate that U.S. mortgage rates have risen above 6% again. The rate, which had fallen below 6% for the first time since September last year, is now climbing due to recent international tensions and inflation concerns.

As of the 12th, the average interest rate for 30-year fixed-rate U.S. home mortgages was 6.11%. This is an increase from 6.00% just a week earlier. It marks the largest weekly increase since April 2025, adding to the borrowing costs for homeowners.

The housing loan market considers the 10-year U.S. Treasury yield as a key indicator. Before the outbreak of war, this yield remained below 4%, but it has now risen to 4.25%, serving as a basis for the rising interest rates.

Real estate market experts believe that this increase in rates could psychologically burden homebuyers, encouraging them to hold off on purchasing. Hannah Jones, senior analyst at Realtor.com, predicts that if current trends continue, the housing sales market could cool down.

The current international situation and economic uncertainties suggest the possibility of sustained increases in mortgage rates in the future. This could have significant impacts not only on homebuyers but also on the broader economy.