Canza Finance Launches CAPP to Transform African Market Payment Infrastructure

Canza Finance, a decentralized finance network focused on building digital economic infrastructure across Africa, has unveiled the Canza Autonomous Payment Protocol (CAPP)—a groundbreaking multi-agent AI system designed to revolutionize cross-border payments in the african market. This development comes on the heels of remarkable transaction volume growth that underscores the urgent need for modernized payment infrastructure on the continent.

Why the African Market Needs a Payment Revolution

The african market is experiencing rapid digitalization, yet traditional financial systems continue to impose significant friction on businesses and individuals. Canza’s recent achievement—processing over $131 million in USDT transaction volume with a 300% quarter-over-quarter increase—validates explosive demand for efficient financial services, while simultaneously exposing critical infrastructure gaps.

The current payment landscape in Africa operates under severe constraints. Cross-border remittances typically carry costs averaging 8.9%, creating substantial financial headwinds for individuals and businesses. Settlement times stretch across 3-5 days, hampering cash flow management and business expansion. Perhaps most critically, the continent fragments across 156 independent mobile payment networks, making seamless cross-regional operations prohibitively complex and expensive. These inefficiencies don’t merely slow transactions—they systematically exclude millions from meaningful economic participation.

CEO Pascal Ntsama emphasized that Canza’s transaction volume surge “fully validates the community’s trust and demonstrates genuine market demand for efficient cross-border financial services. This milestone proves that the african market is ready for a completely new technological infrastructure capable of achieving continent-scale stability.”

CAPP’s Three-Pillar Solution Reshaping the African Market

CAPP addresses the african market’s core challenges through three transformative capabilities:

90% Cost Reduction: By automating complex payment routing logic through intelligent agents, CAPP targets transaction fees below 1%—a dramatic decrease from the current 8.9% average. This cost compression alone could unlock billions of dollars in economic value across the continent.

Near-Instant Settlement: CAPP collapses settlement timelines from days to seconds, enabling businesses to access real-time cash flow management. This speed acceleration fundamentally changes what’s commercially viable in emerging market contexts.

Unified Access Through Mobile Money Bridge Agents: CAPP’s core innovation consolidates the african market’s fragmented 156 mobile payment systems into a unified network. This “Mobile Money Bridge” technology grants over 400 million unbanked users direct access to digital economy infrastructure using only their mobile phones—requiring no bank accounts or complex onboarding.

Aptos Blockchain Powers the Technical Foundation

Like Canza’s broader ecosystem, CAPP operates on the Aptos blockchain network, leveraging its sub-second transaction confirmation speeds and ultra-low fees (averaging approximately $0.0005 USD per transaction). Protected by Move smart contracts, the system ensures cryptographic security and complete auditability while supporting commercially viable micropayment scenarios that traditional systems cannot accommodate.

This technical foundation provides the throughput, cost efficiency, and auditability necessary for CAPP to scale across the african market without degrading performance or security.

The African Market’s $1 Trillion Opportunity Ahead

CAPP’s launch represents a critical inflection point for Canza’s expansion roadmap. Industry projections estimate that Africa’s cross-border economy will reach $1 trillion by 2035. By combining validated transaction data with next-generation AI-driven payment orchestration, Canza is positioning CAPP to capture this opportunity at scale.

Corey Sheft-Tannenbaum, Head of Investments at the Aptos Foundation, stated: “This milestone demonstrates that traditional payment channels fundamentally cannot meet Africa’s real-world needs for scale and speed. Canza’s achievement showcases what decentralized finance can deliver when innovative teams combine deep market insights with world-class technology. We’re privileged to partner with Canza in transforming the african market’s cross-border payment infrastructure and setting new global standards for DeFi’s real-world impact.”

The $131 million transaction milestone is not an endpoint but a data-driven validation point. Canza now advances CAPP across additional african market segments, shipping previously data-validated features and expanding geographic reach. For businesses interested in CAPP pilot participation, Canza’s team remains available for partnership discussions through their website.