2026-01-21 03:40:49

A major US banking executive recently flagged concerns about proposed rate caps on credit cards, warning that such regulations could negatively affect the vast majority of their customer base—upwards of 90%. The argument centers on how price ceilings in the credit market might reduce access to credit, increase lending costs for riskier borrowers, or force institutions to tighten underwriting standards. While this stems from traditional finance, the ripple effects matter for crypto participants too. Restrictive credit policies can influence consumer spending power, liquidity conditions, and broader macroeconomic stability—all factors that indirectly shape market sentiment and capital flows into digital assets. Whether you're a trader, investor, or hodler, these policy debates help explain why traditional finance headwinds sometimes correlate with crypto market volatility.

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ImpermanentPhobia

· 01-24 03:32

It's the same old banker talk, saying that 90% of clients will be affected? Just listen to it. The real situation is that they're just afraid they won't earn that much interest.

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OnChainSleuth

· 01-23 21:26

The bankers are shifting blame again. As soon as the rate cap was announced, they shouted wolf, claiming 90% of customers would suffer... Is this really true, friends?

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ser_ngmi

· 01-23 05:32

The bankers are shifting the blame again, 90% of customers affected? I think 90% of the profits are gone.

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OnlyUpOnly

· 01-21 04:10

Bank executives are spinning stories again, claiming that 90% of customers are affected? How did they come to that conclusion... Anyway, as soon as regulations come in, the crypto world has to tremble along, and we always have to bear the mess of TradFi.

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TommyTeacher

· 01-21 04:06

The bankers are shifting the blame again, 90% of customers affected? I think they're just afraid they won't make enough money...

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ResearchChadButBroke

· 01-21 04:06

Bank executives make bold moves like tigers, but in the end, they just want to say "don't limit our fees," affecting 90% of customers? That's hilarious, because those 90% already have little bargaining power. By the way, what's this got to do with the crypto world... oh right, when TradFi tightens money, it disappears, and our liquidity follows suit. So ultimately, it's the same old story—when macro changes, crypto prices have to shake along.

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GweiWatcher

· 01-21 04:03

The bankers are shifting the blame again... 90% of clients are affected? Laughing out loud, they just want to keep bleeding us dry.

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NotGonnaMakeIt

· 01-21 04:00

Here we go again, the old tricks of traditional finance... 90% of clients affected? I feel like it's just an excuse to raise prices.

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