There's a growing concern about how far government powers extend when it comes to personal finances. What happens if authorities decide to freeze or seize your bank accounts and credit cards without proper due process? It sounds extreme, but history shows that emergency measures can sometimes become permanent policy.

For those in the crypto space, this question hits differently. Many were drawn to Bitcoin and decentralized finance precisely because traditional banking systems can be controlled or restricted. A credit card is essentially a line of credit issued by a centralized institution—one that answers to government directives.

When you hold assets in traditional finance, you're trusting multiple layers of intermediaries: your bank, card issuers, payment processors. Each represents a potential point of control. One government order, and access could be cut off instantly.

This is why the movement toward self-custody and blockchain-based assets matters. Whether you agree with crypto or not, the underlying principle is worth considering: should individuals have an alternative that can't be frozen by any single authority?

The debate isn't really about whether this will happen—it's about whether you want backup options when it does.