Stablecoins accelerate corporate payment operations: Tempo deploys native blockchain transactions

Quick Overview

• Tempo launches a transaction protocol designed to process stablecoin settlements at enterprise scale
• Implements batch processing, concurrent execution, fee sponsorship, and biometric authentication
• Network fees can be paid directly in compatible stablecoins, removing conversion friction
• Collaborates with key infrastructure providers like Privy, Turnkey, Fireblocks, and Crossmint to expand adoption

The challenge of scaling onchain payments

As stablecoins solidified their role in 24/7 global financial settlements, a bottleneck emerged: general-purpose blockchains lacked native payment primitives. Companies attempting to implement onchain solutions faced two paths: adapt generic infrastructure with custom layers (costly and slow) or settle for basic transfer functionalities that did not replicate the operational complexity of traditional systems.

Tempo addressed this problem from the protocol level, recognizing that corporate payment economies require operations like recurring payrolls, subscription flows, mass distributions, and complex workflow orchestrations—all impossible to execute efficiently with tools designed for simple transfers.

Native architecture: payment primitives in the protocol

Instead of relying on external layers, Tempo incorporates payment capabilities directly at the consensus level. The native transaction type introduces:

Structured data and atomic execution - Each payment transaction carries metadata conveying intent, recipients, schedules, and conditions, allowing the protocol to execute multiple operations as an indivisible unit.

Parallel processing with concurrent forces - Unlike blockchains that serialize transactions, Tempo allows independent payment flows to run simultaneously when they do not share critical state, increasing throughput without sacrificing security.

Network fees in stablecoins - Validators accept network fees paid directly in USDC, USDT, or other compatible stablecoins, removing the need for users and developers to convert between assets to cover operational costs.

Scheduled payments and fee sponsorship - Applications can schedule future executions (ideal for monthly payrolls) or pay fees on behalf of end users, hiding blockchain’s technical complexity.

Biometric authentication - Integration of passkeys and FaceID enables fintechs and banks to implement KYC-friendly experiences without compromising security.

Measurable operational change

This architecture dramatically reduces engineering overhead. Developers no longer need to write complex smart contracts to orchestrate multiple payments, support retries with state recovery, or validate schedules. The protocol handles these natively. The result is a more agile development cycle and systems with more predictable costs and latency.

Network optimization for low latency and high throughput positions Tempo for use cases requiring immediate processing: point-of-sale payments, market liquidations, instant reimbursements.

Infrastructure ecosystem as a catalyst

To anchor adoption, Tempo collaborates with Privy, Turnkey, Fireblocks, and Crossmint. Each partner integrates Tempo Transactions into their stack, amplifying its availability among developers.

Henri Stern (CEO of Privy) highlighted that native support for batch processing and fee sponsorship “materially improves the developer experience,” especially for applications monetizing through transaction margins.

Bryce Ferguson (CEO of Turnkey) emphasized compatibility with Ethereum-style transactions and Tempo’s EIP-2718 format, allowing existing applications to migrate without systemic redesign of their architecture.

Convergence with strategic alliances

The launch follows Tempo’s partnership with BitGo, a provider of institutional digital asset custody. The combination of native transactions and enterprise custody solutions signals a clear strategy: building the complete infrastructure banks and financial institutions need to adopt stablecoins as an onchain settlement vehicle.

With these moves, Tempo transforms blockchain payments from an experimental use case into an operationalized alternative for real financial flows.