Lending products on Tron have redefined the way users understand financial participation.

Compared to the complex processes and vague terms of traditional finance, on-chain lending makes all the rules transparent. How interest rates are calculated, how much collateral is needed, under what circumstances liquidation occurs—users can see everything clearly before pressing the confirm button.

This changes everything. Because you must first understand the rules before making decisions. This "know before acting" process encourages participants to truly consider their risk tolerance. In the long run, the barriers are lowered, but the quality of participation is improved.

This has profound implications for the entire Tron ecosystem. As more users develop the habit of rational risk assessment, the ecosystem itself gains a foundation for long-term stable operation. This is not just product optimization, but an evolution of the overall participation atmosphere.