The recent wave of decline is simply a textbook-level "perfect storm."

Geopolitical risks suddenly intensified, and major power trade policy adjustments directly impacted global risk assets. U.S. stocks led the decline, and the crypto market followed with a collective plunge. To make matters worse, expectations for central bank policies are also shifting, completely extinguishing the last hope for rate cuts. When these two forces collide, their destructive power multiplies.

But the most heartbreaking part isn't even that. The technical support levels were forcibly broken through at this moment. Once the psychological defenses collapse, stop-loss orders flood in, leveraged positions are liquidated one after another, turning into a domino effect—one falls, and all fall. This resonance of macro sentiment and technical decline often comes quickly and fiercely, leaving no time for reaction. This again reminds us that simply watching candlestick charts is no longer enough; macro, policy, and technical factors must be considered together.

So the question is: in such a market environment, what should ordinary investors do?

Instead of frequently chasing highs and lows, it's better to change your approach—allocate part of your funds into places that can generate stable cash flow. For example, some DeFi lending protocols offer such opportunities. Take a leading DeFi platform as an example; it recently optimized borrowing costs significantly. Now you can borrow stablecoins at an annual rate of less than 2%. What does this mean? It means you can obtain liquidity at very low costs while maintaining flexibility in your asset allocation.

What's more interesting is that this platform has also opened up a real-world assets (RWA) sector. You can directly buy RWA products related to U.S. Treasury bonds to earn an almost 4% stable annualized return. During market volatility, this kind of "certainty" becomes especially valuable.

If you're looking for even more aggressive returns, staking the platform's governance tokens is also an option, offering over 38% annual incentives. Of course, this requires sufficient understanding and confidence in the project.

Ultimately, in an era of highly interconnected global markets and frequent black swan events, it has become very difficult to concentrate assets in a single direction. Diversification and seeking DeFi protocols that provide stable cash flow have become essential lessons. When the market is overwhelmed by panic, these tools act like a stabilizing anchor, helping you maintain your composure and protect your assets.