2026-01-19 22:28:40

On-chain neobanks are moving faster than most realize—the $10B+ market by 2026 isn't just speculation anymore.

Looking at the players: $TEL brings telecom infrastructure plus a U.S. bank charter, which is genuinely a sleeper asset. Thor's building the polished all-in-one platform everyone wants. Then there's Avici making bold moves on Solana, pushing what's possible in the ecosystem.

For conviction holders, $TEL offers long-term potential. But honestly? All three have room to run when the narrative shifts.

SOL-3,67%

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BitcoinDaddy

· 9h ago

The combination of TEL's telecom infrastructure and a banking license is indeed quite impressive.

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AlwaysMissingTops

· 9h ago

Sleep assets? TEL might really be underestimated this time

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UnluckyValidator

· 9h ago

The madman prediction is back again, is 2026's 10B real or not... TEL this time has some substance, but how many times has it been hyped up Thor and Avici? Let's wait and see, afraid of stepping on a landmine The narrative suddenly doubles in value, I can't afford to play this game... Are these three reliable? I'll wait for the big players' moves before making a decision

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OneBlockAtATime

· 10h ago

TEL's card is indeed well hidden. A US banking license plus infrastructure—that's the real moat.

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CodeSmellHunter

· 10h ago

ngl $TEL that bank charter is indeed impressive, but how many can truly survive... --- Thor's UI is really comfortable, but whether it can make money is another matter haha --- Is Solana about to take off again? Please don't cut it off --- $10B by 2026... are you so sure? I'm still on the sidelines --- All three have potential, but my wallet can only bet on one --- Sleeper asset is such a overused term, who isn't a sleeper asset? --- Facing these three projects, I really don't know whether to FOMO or HODL... --- The neobank track is indeed hot, but how to overcome regulation hurdles?

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BlockDetective

· 10h ago

The idea of TEL is actually pretty good, but not many people dare to go all-in.

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