From speculation to infrastructure: XRP's true positioning and institutional perspective

LiquiditySurfer · 2026-01-19T17:40:08+00:00

The article discusses the role of XRP, emphasizing that it should not be viewed as a speculative asset but rather as an important financial infrastructure for global asset settlement. Institutional investors are focused on XRP's practical application potential in bulk asset transactions and expect it to become the standard for cross-border settlements.

LiquiditySurfer

2026-01-19 17:40:08

Abstract generation in progress

【Crypto World】There’s an interesting perspective: don’t treat XRP as a speculative asset. Its essence should be the financial infrastructure for global asset settlement. From an institutional investment perspective, what they care about is not whether XRP can rise to $5 or $10, but whether this ledger can truly handle trillions of dollars in bond, real estate, and other bulk asset transactions. In other words, can it become a genuine settlement tool? One judgment is that Wall Street actually has some understanding of XRP, and by 2026, the line between crypto and traditional finance is expected to gradually blur, with XRP having the opportunity to evolve into a standard cross-border settlement protocol. Think about this logic from a different angle: if it can truly serve as financial infrastructure, then its value dimension is completely different.

XRP2,68%

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MetaverseHobo

· 6h ago

The infrastructure approach is indeed worth paying attention to, but it's a bit optimistic to say that Wall Street "already understands" XRP. Only when it can be truly used will it count.

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GateUser-ccc36bc5

· 6h ago

Well, it's somewhat interesting, but is Wall Street really ready? Feels more like armchair strategizing. --- Settlement infrastructure sounds impressive, but can XRP's liquidity really support trillions of dollars in transactions now? --- Haha, 2026, that's a pretty far bet. Let's wait and see. --- By the way, if it really becomes the standard protocol, the current price would indeed be a bargain. --- I understand the logic of institutions, but retail still relies on price increases to survive—two different worlds.

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DancingCandles

· 6h ago

It sounds grand, but in reality, most people are still here for the gains haha

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GasOptimizer

· 6h ago

Speaking of which, this logic is indeed brilliant, but will Wall Street really use XRP? It still feels too idealistic.

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