Capping credit-card interest rates at 10%? That's what's on the table, and major payment networks are already feeling the heat. Visa, Mastercard, and American Express saw their stock prices take a hit the moment this proposal gained traction. But here's the thing—credit cards aren't the endgame. They're just the next domino after mortgage rate discussions. The pattern is clear: if mortgages were first in line for rate caps, what about auto loans next? The domino effect is real. Each sector faces increasing pressure as policymakers push to rein in borrowing costs across the board. Markets are watching closely, weighing the implications for financial institutions and consumer lending as a whole.