(A serious topic, read until the end) - I have spoken many times before about the GENIUS Act And how the Trump administration is thinking of making this law the lifeline that restores the dollar to its throne
It seems that it will not pass quietly in the corridors of Wall Street, because it simply threatens the thrones of traditional banks, which will undoubtedly resist fiercely against anything that threatens their profits.
In the latest "Bank of America" earnings meeting (January 2026), the real reason behind the fierce banking war against stablecoin yields (Stablecoins) was revealed.
The issue is not "investor protection" nor "risk management." The matter boils down to one terrifying number spoken by the bank's CEO: $6 trillion.
This is the amount of deposits that could immediately leave the banking system if stablecoins are allowed to offer yields (Yield) to their holders. - Why is the banking system terrified of this scenario? Simply, banks operate on the fuel of "your deposits."
Your money deposited in checking accounts (with zero or almost zero interest) is the free capital that is re-lent at high interest rates.
If this money moves into the stablecoin environment seeking a fair return:
They lose their cheap funding source.
They are forced to seek "wholesale" funding at high costs.
The cost of loans skyrockets for small and medium-sized businesses. - Banks openly say: "If you take your money out, we won't be able to lend, and the economy will suffer."
This is a polite translation of the phrase: "We need your free money to maintain our profits and influence."
The battle today is not technological, But a fight over liquidity.
The old system fights to remain "the exclusive intermediary" of wealth,
While technology tries to democratize financial returns. - In the world of finance, When innovation is banned by law,
Know that the goal is to protect the old model, not the future.
Share your opinion with me.. Do you prefer to keep your money in the bank for safety, or in stablecoins seeking returns?
Follow me for more deep financial analyses And share this article with your friends to spread the benefit
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The truth that banks hide about "Stablecoins"
(A serious topic, read until the end)
-
I have spoken many times before about the GENIUS Act
And how the Trump administration is thinking of making this law the lifeline that restores the dollar to its throne
It seems that it will not pass quietly in the corridors of Wall Street, because it simply threatens the thrones of traditional banks, which will undoubtedly resist fiercely against anything that threatens their profits.
In the latest "Bank of America" earnings meeting (January 2026), the real reason behind the fierce banking war against stablecoin yields (Stablecoins) was revealed.
The issue is not "investor protection" nor "risk management."
The matter boils down to one terrifying number spoken by the bank's CEO:
$6 trillion.
This is the amount of deposits that could immediately leave the banking system if stablecoins are allowed to offer yields (Yield) to their holders.
-
Why is the banking system terrified of this scenario?
Simply, banks operate on the fuel of "your deposits."
Your money deposited in checking accounts (with zero or almost zero interest) is the free capital that is re-lent at high interest rates.
If this money moves into the stablecoin environment seeking a fair return:
They lose their cheap funding source.
They are forced to seek "wholesale" funding at high costs.
The cost of loans skyrockets for small and medium-sized businesses.
-
Banks openly say:
"If you take your money out, we won't be able to lend, and the economy will suffer."
This is a polite translation of the phrase:
"We need your free money to maintain our profits and influence."
The battle today is not technological,
But a fight over liquidity.
The old system fights to remain "the exclusive intermediary" of wealth,
While technology tries to democratize financial returns.
-
In the world of finance,
When innovation is banned by law,
Know that the goal is to protect the old model, not the future.
Share your opinion with me..
Do you prefer to keep your money in the bank for safety, or in stablecoins seeking returns?
Follow me for more deep financial analyses
And share this article with your friends to spread the benefit
$BTC