#数字资产市场动态 The threshold of withdrawing 100 million is actually higher than earning 100 million! The hidden rules of cashing out that veteran crypto traders won't tell you

Many people only know how to make quick money in the crypto market but overlook a harsh reality: every penny withdrawn from the crypto world must undergo strict scrutiny by the banking system. Making money relies on insight and luck, but withdrawing 100 million? That tests your understanding of risk control rules.

High-frequency selling of coins, accounts receiving millions—this seems harmless, but the bank's anti-money laundering warning system doesn't see it that way. Once triggered, subsequent troubles multiply: endless financial product sales calls, accounts marked as "abnormal," or even direct freezes lasting weeks or months. The worst-case scenario? If involved with illicit funds, banks won't just freeze the assets—they'll report the case, and you'll face charges for concealment.

**Receiving illicit funds is categorized into levels, each with serious consequences:**

Level 3 illicit funds—account frozen for 3 to 7 days; with bank verification materials, it can be unfrozen. Sounds not too bad, but your transaction records are already logged.

Level 2 illicit funds—frozen for half a year. Not only can the money not be moved, but your personal credit report is affected, posing risks for future loans or property purchases.

Level 1 illicit funds—funds involved in criminal cases; criminal liability is unavoidable, with fines and jail time as standard penalties.

Be especially cautious of one operation: knowingly accepting orders at $7 when the market price is $7,5. The bank will see this premium and recognize your involvement in money laundering, instantly elevating your risk level.

**These three cash-out methods are basically asking for trouble:**

Placing orders on platforms at will, without checking the counterparty's account background or source of funds. Beginners are most likely to fall into this trap.

Meeting with strangers to exchange coins offline, cash on the spot. On the surface, bypassing the banking system, but in reality, you risk illicit funds and may face threats or robbery.

Quick in-and-out transactions with a single account, frequent large fluctuations in transaction volume. The bank's anti-money laundering system is highly sensitive to this pattern, often triggering alerts instantly.

**So, what is the correct way to cash out safely? Experienced traders do it like this:**

Only deal with long-term partners whose accounts have been active for at least 3 years and whose funds are traceable. Don't be tempted by high prices; stability is everything.

Distribute funds across 2 to 3 bank cards to avoid excessive transaction volume on a single card. This makes your account activity look normal to the bank.

Limit daily withdrawals via Alipay to between 150,000 and 250,000 yuan, and ensure single deposits to bank cards do not exceed 500,000 yuan. Extend the cash-out cycle to make transaction flows appear smooth and natural.

Save chat records, transfer receipts, and other transaction materials for at least one year. If audited, you'll have a complete transaction trail to clarify.

Reject suspiciously high-priced orders, no matter how tempting the premium. High prices often mean high risk, and it's not worth risking your money and reputation for a small profit.

**In conclusion: your source of funds must be clean, and your operation process must be compliant.** Achieve these two points, and even the strictest bank audits won't find any issues. Making money in crypto requires courage and insight, but safe cashing out demands patience and caution. Don't let a single oversight cost you your hard-earned profits and personal credit. Earning steadily and cashing out safely in the crypto market are not complicated; the key is paying attention to the details.