#MSCI未来或纳入数字资产财库企业 $BTC, $ETH, $BNB these mainstream cryptocurrencies' market confidence is being influenced by a bigger topic—the institutional safeguards for stablecoins.

The Bank of England Deputy Governor Dave Ramsden recently proposed a new idea: should we also implement a mechanism similar to bank deposit insurance for stablecoins? This is not just casual talk. The central bank is seriously considering how to maintain public confidence in the entire monetary system if systemically important stablecoins collapse.

Sounds quite interesting—the suggestion from Ramsden is that, to earn long-term trust, stablecoins might need to follow rules similar to bank deposit insurance. More importantly, if the stablecoin issuer goes bankrupt, holders should have priority as creditors. In other words, your stablecoin assets should have legal protection.

The Bank of England has already set a timetable, planning to implement regulatory rules for stablecoins by the end of the year. This indicates that the institutionalization process of digital assets is accelerating, moving beyond pure technological innovation to truly integrating into the financial system architecture.