Recently, many people have discovered an issue: during the 7-day waiting period after redemption, the balance bonus disappears. Some friends checked the estimated returns and, based on a daily return of $0.666 on a $1000 investment, the loss over these 7 days is indeed quite significant.

Yesterday, I tried redeeming $300 and found that it’s true—the waiting period really doesn’t count towards the balance bonus. Since this is a common pain point, I’d like to share two feasible ways to cope with it.

**Option 1: Borrow Stablecoins to Cover the Waiting Period**

Before redeeming, take out a loan to buy U tokens, so you can maintain the balance bonus during the 7 days. However, there are two risks to watch out for: one is the price fluctuation of U itself, and the other is the loan interest rate. If U’s price swings significantly or the borrowing cost is too high, the benefits of this approach may be eroded. You need to judge flexibly based on current market conditions.

**Option 2: Use Quick Redemption at the Deadline**

Another more aggressive approach is to perform a quick redemption around 8 a.m. on the day the task ends, to temporarily increase your balance. The project team limits the number of quick redemptions, so timing is crucial. Note that quick redemption incurs a 0.5% fee—about $5 on a $1000 redemption, or $0.50 on $100.

In theory, if your redemption amount is large enough, this fee isn’t a big deal compared to the benefits of the balance bonus. But you need to be quick to secure a spot. Some users start trying to redeem several days in advance to ensure they get a slot on the day.

Both options have pros and cons; it depends on your risk tolerance and market judgment. Hope this gives some ideas to those troubled by this issue.