Saving gold: the real way to build sustainable assets or just a hope

The Phenomenon Changing the Investment Approach of Thais

Recently, “Saving Gold” has become a widely discussed topic among savers. Often, people dream of accumulating gold, but are overwhelmed by the constantly rising prices. By the time they save enough money to buy gold once, it has already become too expensive. This situation can be addressed when technology and finance come together, resulting in “Gold Saving” services that allow ordinary people to access high-tier investment products with very little money—just 100 baht.

This article will explore what Gold Saving really is, how trustworthy it is, and which service might be suitable for you.

What is Gold Saving? What You Need to Know Before Starting

Gold Saving is essentially buying gold bars or pure gold (purity 96.5%) through a digital platform, gradually purchasing small amounts over time, without needing a large lump sum like traditional gold buying. The money you transfer is converted into grams of gold based on the current price and stored in a digital portfolio within the system.

Imagine instead of dropping coins into a piggy bank, you are “depositing gold” via your smartphone. Every time you transfer money, the system calculates and records it as a certain amount of gold at that moment’s price.

The core of gold saving: Dollar-Cost Averaging (DCA)

The key principle here is called Dollar-Cost Averaging or “averaging the cost” of investment over time. This approach significantly reduces the risk caused by price volatility.

For example, to understand clearly:

Suppose you plan to save 3,000 baht per month:

• Month 1: Gold price at 30,000 baht per baht → 3,000 baht buys 1.52 grams
• Month 2: Gold price drops to 28,000 baht per baht → 3,000 baht buys 1.63 grams (more!)
• Month 3: Gold price rises back to 31,000 baht per baht → 3,000 baht buys 1.48 grams

As you can see, when prices fluctuate, the amount of gold you acquire varies, leading to an average purchase price that falls between the highest and lowest points, reducing the chance of “buying at the peak.”

5 Trusted Gold Saving Services in 2025: A Comparison for Easy Selection

In Thailand’s market, many providers offer gold saving services, but here are 5 recommended ones, each with its unique strengths:

1. GOLD NOW: For those who trust big brands

By Hua Seng Heng, a legendary gold trader with over 70 years of experience.

Strengths:

• Big brand = high confidence
• Two modes in one app: “Save NOW” (flexible, starting at 1,000 baht) and “GOLD NOW” (trading, starting at 5 baht)
• Suitable for both savers and traders

Costs:

• Transaction fee: 3-5 baht (via bank app)
• Can buy from 1 salueng @E10~3.78 grams( and up

Ideal for: Those who value reputation and want diverse options

) 2. MTS Gold: Blockchain technology for maximum security

By Mae Thong Sook, a pioneer in using Blockchain technology for gold data storage.

Strengths:

• Uses Blockchain technology = bank-level security
• Minimum investment: 100-150 baht
• 24/7 buy-sell capability, no holidays

Costs:

• No buying/selling fees
• Only “block fee” ###gold melting fee( when exchanging for real gold
• Can exchange from 1 gram

Ideal for: Beginners with limited funds and those prioritizing data security

) 3. Get Gold: Real-time Spot Price 24/7

By YLG, a major player confident in global market prices.

Strengths:

• Starting at just 100 baht
• References real-time Gold Spot prices in the global market
• Buy-sell anytime 24/7 according to market timing

Costs:

• No transaction fees
• Includes block fee and withdrawal fee ###details to be studied(
• Can exchange from 1 gram

Ideal for: Savers who monitor the market in real-time and want to invest according to global prices

) 4. Ausiris: True automatic DCA system

Strengths:

• Uses true automatic DCA model: set a minimum of 1,000 baht ###, and the system automatically averages purchases every trading day
• Perfect for those who want disciplined auto-investment without constantly watching the screen
• Lowest gold exchange threshold among the five: just 0.3 grams

Costs:

• Block fee when exchanging for gold

Ideal for: Long-term investors wanting the system to build discipline without manual decisions each time

( 5. ARR Gold Saving: Over 260 branches network

By Aurora, a community of gold shops nationwide.

Strengths:

• Can exchange real gold at Aurora branches over 260 locations )safe, no shipping needed###
• Easy start at 100 baht

Costs:

• No buying/selling fees
• Can exchange from 1 salueng @E10~3.78 grams(

Ideal for: Those who prioritize convenience in receiving physical gold

Clear Comparison Table

Which Type Are You? Who Is Gold Saving For?

) Most suitable for:

1. Students and beginners

• Low income but want to access investment
• Starting with 100-150 baht to build a habit of saving in a stable asset

2. Freelancers and those with unstable income

• Flexible saving according to mood, invest more in good months, pause in lean months

3. Long-term planners (parents, retirees)

• Goals over 10-20 years; gold helps hedge against inflation and other risks
• Ausiris’s DCA model is designed specifically for this group

4. Cautious investors

• Fear market volatility but want returns from savings
• Gold is a “Safe Haven” that moves differently from other assets

How to Start: Easier Than You Think

Step 1: Find the right platform for yourself

Ask yourself:

• Does my lifestyle allow me to save independently?
• Do I want an automatic system?
• How important is the convenience of receiving physical gold?

( Step 2: Open an account

• Download the app of your chosen provider
• Prepare: ID card and bank book
• Complete e-KYC )face scan###, no need to visit branch

Step 3: Start saving

• Transfer via QR code or link bank account automatically
• Money immediately converted into grams of gold at real-time prices

( Step 4: Choose your goal

When reaching the exchange threshold, two options:

• Withdraw cash: Sell gold back to the system, suitable for profit from price differences
• Exchange for physical gold: Convert into gold bars for long-term storage and asset accumulation

Is Gold Saving Good? Pros and Cons

) Advantages of gold saving:

✅ Easy access: Starting from just 100 baht, no need to wait long

✅ Diversify risk: Gold is a “Safe Haven” that performs well when stocks or other assets fall

✅ Beat inflation: Over the long term, gold prices tend to adjust with the cost of living

✅ Build saving discipline: Especially with automated systems, encouraging regular saving

✅ High liquidity: Can quickly convert to cash, stored digitally instead of at home

Things to watch out for:

⚠️ Short-term volatility: Gold prices fluctuate; suitable for long-term only, not short-term trading

⚠️ No other benefits: Unlike stocks that pay dividends, gold only gains from price differences

⚠️ Provider risk: Beware of fake companies or closures Choose reputable companies with physical storefronts only

⚠️ Hidden costs: Block fees or exchange fees should be factored into actual costs

Beyond Gold Saving: Other Options for Speculators

If your goal is short-term profit from gold price volatility, gold saving is not suitable because:

• Short-term returns are limited
• Opportunities mainly in upward trends

A more flexible approach is Futures, CFDs, or other derivatives, which:

• Profit in both rising and falling markets
• Use leverage to amplify gains
• Suitable for short-term trading

###⚠️ Leverage involves high risk; manage carefully###

Final Summary

Is gold saving good? The answer is clear: Very good if you understand the conditions.

It’s not a get-rich-quick scheme, but a tool for building sustainable assets. It’s accessible and suitable for long-term savings. Just start today with a small amount, and discipline and consistency will lead you to strong wealth.

Choose the Gold Saving method that suits you, and begin your journey with just 100 baht today.