Guide to the 20 Most Expensive Currencies in the World: Which to Choose in 2025

Contrary to what many believe, the dollar is not the most expensive currency on the planet. There are several currencies that are much more valued in the international market, and understanding this hierarchy can open doors to more sophisticated investment strategies in 2025. For the Brazilian investor, diversifying into the most expensive currencies in the world is especially strategic given the instability of the real and persistent inflation in the country.

Why Foreign Currencies Matter Now

Exchange rate appreciation and the search for wealth protection have made investments in foreign currencies a trending topic. While the dollar remains the global benchmark, other currencies offer unique characteristics:

• Resistance to local economic crises
• Exposure to expanding markets
• More effective inflation protection than traditional assets
• Guaranteed liquidity in international operations

In recent years, the devaluation of the real has reinforced the strategic importance of allocating resources in the most expensive currencies in the world, especially those backing solid economies.

The 20 Most Valued Currencies Globally in 2025

The Top of the Ranking: Oil and Stability

Kuwaiti Dinar (KWD) leads as the most expensive currency in the world with a rate of 1 KWD = 3.30 USD. Its oil reserves and orthodox fiscal management have maintained this position for decades.

Bahraini Dinar (BHD) follows with 1 BHD = 2.72 USD, supported by a robust and diversified financial sector that attracts global capital.

Omani Rial (OMR) completes the trio with 1 OMR = 2.65 USD, benefiting from political stability and increasing investments in renewable energy.

The Second Wave: Traditional Reserve Currencies

The Jordanian Dinar (JOD) quoted at 1 JOD = 1.52 USD consolidates the strength of Middle Eastern currencies through strategic geopolitical alliances.

The British Pound (GBP) recovers post-Brexit with 1 GBP = 1.35 USD, driven by technological innovation and British reindustrialization.

Swiss Franc (CHF) maintains 1 CHF = 1.12 USD as a safe haven in times of international turbulence, a tradition that endures.

Euro (EUR) stabilizes at 1 EUR = 1.10 USD, with the European Union betting on digitalization and environmental sustainability goals.

The Reality of the US Dollar

The Dollar (USD) no longer occupies the top spot among the most expensive currencies in the world. Although it has lost relative strength due to inflation cycles and recent economic volatility, it remains the most used instrument in transactions and global reserves. Its importance for Brazilians continues to be undeniable as a currency hedge.

Other Globally Relevant Currencies

• Gibraltar Pound (GIP) - 1 GIP = 1.34 USD, pegged to the pound sterling
• Cayman Islands Dollar (KYD) - 1 KYD = 1.25 USD, international financial hub
• UAE Dirham (AED) - 1 AED = 0.30 USD, emerging cryptocurrency center
• Singapore Dollar (SGD) - 1 SGD = 0.75 USD, tech and maritime trade powerhouse
• Norwegian Krone (NOK) - 1 NOK = 0.11 USD, exporter of sustainable energy
• Australian Dollar (AUD) - 1 AUD = 0.70 USD, Asian commodities player
• Mexican Peso (MXN) - 1 MXN = 0.06 USD, benefiting from nearshoring
• Maldivian Rufiyaa (MVR) - 1 MVR = 0.065 USD, rising luxury tourism
• Turkish Lira (TRY) - 1 TRY = 0.04 USD, volatility with opportunities
• Canadian Dollar (CAD) - 1 CAD = 0.78 USD, energy exporter
• Israeli Shekel (ILS) - 1 ILS = 0.28 USD, technological innovation
• Saudi Riyal (SAR) - 1 SAR = 0.27 USD, diversification Vision 2030

What Truly Defines an Expensive Currency in 2025

A currency is considered “expensive” when its exchange rate against the dollar reflects solid economic fundamentals:

Determinant factors:

• Controlled and predictable inflation
• Deep liquidity in currency markets
• Political and institutional stability
• Exchange rate not artificially manipulated
• Healthy trade balance
• Positive macroeconomic indicators

Curiosity: In Latin America, the Peruvian Nuevo Sol is the most expensive regional currency, surpassing the real in dollar or euro conversion.

The Best Allocation Strategies in 2025

For those seeking to invest in the most expensive currencies in the world, experts recommend:

Build a diversified portfolio combining:

• Strong currencies (CHF, KWD) for capital preservation
• Emerging currencies (MXN, TRY, AUD) for returns
• Low-correlation pairs (EUR/USD, AUD/CHF) for hedging

Constantly monitor:

• Central bank reports
• Global monetary policy cycles
• Geopolitical events impacting exchange rates
• International trade data

Recommended platforms: Use regulated international brokers that offer access to the most expensive currency pairs with competitive spreads and fast execution.

Practical Roadmap: How to Start

1. Open an account with a well-regulated international broker
2. Start with the most well-known pairs (EUR/USD, GBP/USD, USD/JPY)
3. Study the historical behavior of the most expensive currencies in the world
4. Implement small positions during high volatility
5. Reassess allocation quarterly as macroeconomic scenarios evolve

Important notice: This content is for informational purposes only. Investing in foreign currencies involves substantial exchange rate risk. Consult a qualified professional before making decisions.