Here Is XRP Price by the End of 2026 if ETF Growth Hits Wall Street Record Levels

Source: CryptoNewsNet Original Title: Here Is XRP Price by the End of 2026 if ETF Growth Hits Wall Street Record Levels Original Link:

Base Case for XRP Price

According to an analysis by OpenAI’s model, ChatGPT, if ETF adoption grows steadily but remains within realistic bounds, XRP could end 2026 in the $4.50 to $6 range. This assumes a steady flow of assets under management and a supportive macro environment.

In this scenario, XRP doesn’t need explosive growth to outperform. The asset simply needs its ETFs to maintain strong inflows and track a broader crypto uptrend throughout 2026.

Mid-Range Bullish Scenario

The model also suggests that if XRP ETFs not only perform well but mirror the early surge seen in Bitcoin ETFs, combined with expanding utility in payments and cross-border settlements, prices in the $6 to $10 range are a realistic outlook.

This scenario relies on deeper institutional exposure, reduced exchange liquidity, and XRP’s usefulness in settlement gaining mainstream recognition.

High-End Scenario: Record ETF Year Creates a Perfect Storm

Notably, Chad Steingraber’s prediction implies something far larger than standard success. A record-setting ETF performance would require intense inflows, global demand, and significant supply compression. Steingraber argues that XRP ETFs could absorb half of XRP’s supply in one year.

In that environment, XRP’s price could push into the $10 to $15 range by the end of 2026.

Meanwhile, the model suggests that if global institutions treat XRP as a large-scale liquidity asset, prices could even exceed these upper estimates. However, such outcomes rely heavily on extraordinary adoption.

Opposing Views

Some market participants reacting to Steingraber’s post pointed out that first-year ETF records are not really about percentage gains but about assets under management (AUM).

One analyst argued that even if XRP ETFs 10x from here, they would still be tiny compared to the records set by gold and Bitcoin. For context, Bitcoin ETFs pulled in over $50 billion in one year.

According to this perspective, the real question is whether XRP ETFs can even reach $5 billion AUM to compete with Bitcoin and gold.

Notably, while record inflows in Bitcoin ETFs helped its price cross $100K, similar record ETFs in Ethereum have failed to significantly affect the price of ETH. This raises questions about the actual impact of ETFs on XRP’s price.

Moreover, since the ETF accumulation in November, XRP’s price has dipped rather than surged.