SafePal Bank Card Real Test: A New Experience in Crypto Withdrawals Compliance, Direct Connection to Domestic Banks for Instant Transfers

Seven Years of Security Record, Institutional-Level Trust Endorsement

When it comes to crypto asset withdrawals, security is always the top priority. Since its founding in 2018, SafePal has accumulated a seven-year record of zero security incidents, which is indeed rare in the industry. The confidence is supported by multi-layered technical protections—hardware wallets use 100% offline cold storage, with private keys never touching the internet; security chips have been upgraded to CC EAL 6+ level, surpassing traditional credit card security standards.

Currently, SafePal serves users in over 200 countries and regions worldwide, with more than 20 million users, and these figures themselves are proof of its reliability. Most importantly, this is not a wild platform but a正规军 backed by leading investors.

Compliant Bank Accounts, Pure and Secure Fund Sources

SafePal has a deep partnership with Swiss Fiat24 Bank, providing users with fully compliant Swiss bank accounts and obtaining approval from the Swiss Financial Market Supervisory Authority (FINMA). This means you are not just getting a debit card but a real-name foreign currency account with a standard IBAN number, supporting the SEPA Euro transfer system.

From a fund security perspective, the withdrawal process forms a closed-loop operation: your crypto assets → transferred into a personal Swiss bank account ( fiat currency form ) → transferred into a domestic bank card → converted into RMB. The entire process is completed within regulated financial institutions, with funds originating from licensed institutions’ “clean” capital pools, not individual sellers, fundamentally eliminating the possibility of receiving illegal funds.

Four Core Advantages, Significantly Lower Withdrawal Costs

0 Cost Loss: Recharging USDC (Arbitrum chain ) to Euro withdrawals to domestic banks incurs only 1% loss, with no additional handling fees. Compared to traditional withdrawals with 3-5% loss, this is a qualitative leap.

0 Hidden Costs: All fees are transparent and openly disclosed, with no hidden exchange rate margins or hidden fees. Users no longer need to worry about unforeseen costs.

0 Fee Transfers: Seamless and fast transfers between global bank accounts, with zero account setup fees, zero management fees, and zero remittance rates.

Real-Time Exchange Rates: Using an international real-time exchange rate system, with no hidden exchange rate spreads. According to user testing data, transferring to ICBC has the lowest fees, while smaller banks like Agricultural and Commercial Bank of China may charge higher. Users can choose the best option based on their bank type.

Complete Withdrawal in Three Steps, Easier Than Mobile Banking

Preparation Stage: Ensure the SafePal App is updated to V4.10.2 or higher.

Operation Steps: Open the App → Enter Bank transfer → Select External transfer → Choose EUR ( Euro ) as the outgoing currency → Fill in recipient information ( country, bank, account number, account holder ) → Enter withdrawal amount → Click confirm and sign → Submit transfer request.

Arrival Time: Usually, funds arrive within 1-3 working days after submission. The entire process is much faster than traditional cross-border wire transfers.

Note that the recipient information must be filled out in English, and bank account details should be double-checked to avoid loss of funds or high refund fees. When transferring to others, the recipient’s name, address, etc., must also be in English; otherwise, the transfer may fail.

Global Payment Ecosystem, Seamless Connection Between Crypto and Fiat

In addition to withdrawal functions, SafePal also supports applying for a virtual Master financial card, which can be used for purchases at over 40 million merchants worldwide. Compatible with mainstream payment platforms like PayPal, Apple Pay, Google Pay, Samsung Pay, etc., it truly integrates crypto assets with the traditional financial system.

Limited-Time Offer: Complete Wallet Solution

New users who successfully open a bank account through the designated invitation channel can receive a free SafePal X1 hardware wallet ( mainland users only need to pay a small shipping fee ). SafePal offers a full ecosystem including hardware wallets, software wallets, browser plugins, etc., allowing users to balance secure storage and convenient use.

This is not just a bank card but a complete crypto asset management and withdrawal ecosystem. When traditional withdrawal pain points like “frozen cards,” “exchange rate margins,” and “layered fees” are laid out before you, the value of the SafePal bank card becomes especially prominent—compliant, transparent, and efficient, rewriting the withdrawal experience within the community.