Most ordinary people actually do not know that in web2, doing charity can actually be profitable.
Because in the tax system, donations are equivalent to legal tax deductions, which can directly reduce the individual income tax or corporate tax you need to pay.
Let me give you an example raised by a netizen directly —
For example, if your monthly income is 30,000 and you donate 7,560, the personal income tax exemption threshold is 5,000.
If not donating: (30000 - 5000) × 25% - 1005 = 5245 yuan After the donation: (30000 - 5000 - 7560) × 25% - 1005 = 3355 Yuan By donating 7560, you can reduce your tax by 1890 yuan.
But the problem is that charitable organizations do not need to pay the full amount of 7560, but only need to pay about 12% of it according to regulations, 7560 × 12% = 907.2 yuan.
As long as the actual donations they receive exceed this amount, for example, if you donate 1500, they are willing to issue you a certificate for 7560.
In this calculation, you paid 1890 less, actually spent 1500, which means you made a profit of 390.
If your amount is a little larger, find a professional accounting company in the middle, and cooperate with charitable organizations that are willing to open more, the tax rebate space can be further expanded.
In this way, you spent money on charity, got a tax deduction and possibly made a small profit, and the charity organization also received the funds, making everyone in the entire chain happy.
This is what is known as a virtual donation: taking money that should have been paid to taxes and using it for charity.
Therefore, in the eyes of some people, charity is not pure charity, but a tax tool, a way to gain face without spending too much money.
But at least they really sent the money to charity, even though they cut a little out of it, the money did go out, and at least it might really flow to the beneficiaries.
Shamefully, another kind is - fraudulent donations, wanting to gain reputation without spending money.
It's one thing for a scammer to deceive others, but it's truly shameful to turn someone else's life-and-death predicament into a business.
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Most ordinary people actually do not know that in web2, doing charity can actually be profitable.
Because in the tax system, donations are equivalent to legal tax deductions, which can directly reduce the individual income tax or corporate tax you need to pay.
Let me give you an example raised by a netizen directly —
For example, if your monthly income is 30,000 and you donate 7,560, the personal income tax exemption threshold is 5,000.
If not donating: (30000 - 5000) × 25% - 1005 = 5245 yuan
After the donation: (30000 - 5000 - 7560) × 25% - 1005 = 3355 Yuan
By donating 7560, you can reduce your tax by 1890 yuan.
But the problem is that charitable organizations do not need to pay the full amount of 7560, but only need to pay about 12% of it according to regulations, 7560 × 12% = 907.2 yuan.
As long as the actual donations they receive exceed this amount, for example, if you donate 1500, they are willing to issue you a certificate for 7560.
In this calculation, you paid 1890 less, actually spent 1500, which means you made a profit of 390.
If your amount is a little larger, find a professional accounting company in the middle, and cooperate with charitable organizations that are willing to open more, the tax rebate space can be further expanded.
In this way, you spent money on charity, got a tax deduction and possibly made a small profit, and the charity organization also received the funds, making everyone in the entire chain happy.
This is what is known as a virtual donation: taking money that should have been paid to taxes and using it for charity.
Therefore, in the eyes of some people, charity is not pure charity, but a tax tool, a way to gain face without spending too much money.
But at least they really sent the money to charity, even though they cut a little out of it, the money did go out, and at least it might really flow to the beneficiaries.
Shamefully, another kind is - fraudulent donations, wanting to gain reputation without spending money.
It's one thing for a scammer to deceive others, but it's truly shameful to turn someone else's life-and-death predicament into a business.