A list of "should’ve-been-taught” topics in school and Uni

1. Money & work
- Personal finance and investing 101
- Art of negotiation (salary, other company offers)
- Equity/stock options basics
- Credit scores & loans (how interest really works, debt, how do mortgage and car loans work)
- Budgeting systems (budget to pay yourself first, make buckets, savings)
- Personal insurance optimisation (health plans, CPF/retirement equivalents, pension plans)
- Credit card optimisation
- Car/house buying/renting math

2. Career
- Good networking (warm intros, follow-ups)
- Mentorship: finding, asking, maintaining
- Performance reviews, 1:1s, setting OKRs
- Project management (scoping, risks, comms)

3. Communication
- Persuasive writing (problem → insight → ask/CTA)
- Storytelling with data (simple charts, one key takeaway)
- Public speaking and presentation

4. Digital life & tools
- Personal knowledge management
- Trifecta of Microsoft Office: Word, Excel and Powerpoint
- Cybersecurity hygiene (passwords, 2FA, phishing)
- AI skills (prompting)
- Notion and good note taking
- Social media and marketing skills
- Email etiquette

5. Thinking & decisions
- Mental models
- Decision journals & post-mortems
- How to read a study/news critically (sample size, incentives, survivorship bias)
- Basic stats literacy (averages vs medians, variance)

6. Law & adulting
- Contracts 101 (indemnity, IP, termination, non-compete)
- Renting (landlord/tenant basics & deposits)
- House purchases (mortgage, how to select a good house)
- Estate planning (wills, beneficiaries)
- Lawyers
- Travel hacks (visas, insurance, points, miles

7. Health & life skills
- Sleep, diet, exercise (lifting/cardio) fundamentals
- Stress management & mental health
- First aid/CPR basics
- Cooking 10 basic meals
- Ergonomics & injury prevention
- Survival skills

8. Relationships & politics
- Conflict resolution & negotiation at work
- Management skills (managing up, sideways, and down)
- Reading group dynamics
- How to read people

9. Entrepreneurship (bonus)
- Idea validation & customer interviews
- Basic unit economics (CAC/LTV, payback)
- GTM and marketing
- Fundraising

Life is indeed a game.