#美联储降息展望 A major shift is coming to the traditional financial industry! According to the latest report from Bloomberg, Wall Street financial giant JPMorgan plans to allow global institutional clients to use Bitcoin ( BTC ) and Ether ( ETH ) as collateral for lending by the end of 2025, marking a deep integration of traditional finance and the world of crypto assets.

This decision has three key significances:

First, JPMorgan has elevated BTC and ETH to the status of high-quality collateral. Although the bank's CEO Jamie Dimon has previously expressed criticism towards crypto assets, the bank has now officially included these two mainstream digital assets in its list of collateral on par with gold, high-quality stocks, and bonds, primarily serving high-end institutional clients such as hedge funds and family offices.

Secondly, this move provides institutional investors with more flexible asset management options. Institutional clients can now obtain USD liquidity without selling their crypto assets, avoiding triggering capital gains tax, while optimizing their overall asset allocation strategy, significantly enhancing the utility and liquidity value of crypto assets.

Thirdly, this transformation reflects broader trends in the financial industry and improvements in the regulatory environment. Regulatory frameworks in various regions around the world, including the EU, Singapore, and the UAE, are becoming more refined, while other financial giants such as Morgan Stanley, Fidelity, and BlackRock are also increasing their presence in crypto asset custody, ETF products, and retail services, further consolidating the legitimate status of digital assets in the mainstream financial system.

JPMorgan's decision may foster a new financial ecosystem worth trillions, laying an important foundation for the further integration of crypto assets and TradFi.