2025-08-23 03:57:24

(42) Unilateral Hearing Loss

Refers to the permanent irreversible loss of hearing in one ear caused by disease or accidental injury, with an average hearing threshold greater than 90 decibels at 500 Hz, 1000 Hz, and 2000 Hz speech frequencies, and confirmed by pure tone audiometry, tympanometry, or auditory evoked potential testing, but does not meet the criteria for "bilateral deafness" as defined in this contract for major illnesses.
The insured person must be over three years old when applying for compensation and must provide evidence of hearing loss diagnosis and examination at the time of the claim.
(43) Hearing severely impaired
Refers to the permanent irreversible loss of hearing in both ears due to disease or accidental injury, with an average hearing threshold greater than 70 decibels at speech frequencies of 500 Hz, 1000 Hz, and 2000 Hz, confirmed by pure-tone audiometry, tympanometry, or auditory evoked potential testing.

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