Ex-Ripple CTO Schwartz Sends 30 XRP to a User. Here's why

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David Schwartz, Ripple’s Chief Technology Officer Emeritus, has made good on a public promise to send XRP to a user who shared AI-generated prompts from an online dispute.

Schwartz shared a link to blockchain explorer Bithomp, confirming the transaction: 30 XRP valued at $44.05, processed with a network fee of 0.000012 XRP, or $0.000018, matching XRP’s well-known low transaction cost.

How the Offer Came About

The situation started on X, where Schwartz became involved in a legal argument with another user. A third party then pointed out that the critic had been feeding prompts into an AI tool to produce dismissive responses targeting Schwartz. Instead of taking offense, Schwartz found the situation amusing and said he was genuinely curious about what those prompts actually looked like behind the scenes.

Schwartz Delivers on His Word

Schwartz honored his commitment by sending 30 XRP to the receiving address. Upon completing the transfer, he posted confirmation on X alongside the full transaction details, acknowledging that it had taken him longer than expected to follow through. The amount sent reflected the agreed terms precisely: 15 XRP per prompt, two prompts submitted, bringing the total to 30 XRP.

A Look Back at Early XRP History

This episode is not the first time Schwartz has been connected to informal XRP transfers carrying a notable backstory. Earlier this year, he revisited a personal memory from the asset’s earliest days.

The first email Schwartz ever received containing the word “XRP” came from developer Vinnie Falco in February 2013, arriving just months after the XRP Ledger went live. Falco had written in requesting some XRP, making it a small but significant moment in the broader history of the digital asset.

The ledger launched in June 2012, built by Schwartz alongside Jed McCaleb and Arthur Britto. The message from Falco arrived less than a year into the ledger’s existence. This reflects how small the early XRP community was. When someone later asked whether Schwartz personally fulfilled Falco’s request, he clarified that Alex Kravets, known as the inventor of Google autocomplete, was the person who actually sent Falco the XRP.

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