## Which Stock Market App to Choose in 2025? Complete Guide for Beginners and Intermediates

The investment landscape in Brazil is experiencing an accelerated expansion. According to B3 data, over 5 million new investors entered the market in 2024, and projections indicate a 20% growth for 2025. Among millennials and Generation Z, the demand for apps to invest in the stock market that combine intuitive technology, competitive fees, and robust security has never been so high.

This transformation reflects profound changes: democratization of market access, the popularization of global assets such as cryptocurrencies and international ETFs, and the growing demand for international diversification. Platforms offering dollar accounts, real-time analysis, and gamified financial education are in the spotlight.

### What to Evaluate When Choosing Your App to Invest in the Stock Market

It's not enough just to find an app with a good interface. A good app for investing in the stock market needs to deliver features that truly make a difference:

- **Security first:** International certifications and data protection technology
- **Transparent fees:** No surprises, clear cost structure
- **Educational tools:** Microlearning content, videos, and interactive quizzes
- **Integration with financial goals:** Long-term planning and personalized targets
- **Predictive technology:** AI to identify trends and optimize your portfolio
- **Sustainability:** Investment options in ESG (Environmental, Social, Governance)

In an increasingly competitive market, small details make a difference. The app for investing in the stock market is the bridge between you and your profit opportunities, so choose carefully.

### The 7 Best Apps to Invest in the Stock Market in 2025

**1. Toro Investments**

Toro has been in the market since 2017 and gained credibility after being acquired by Banco Santander. Its clear proposition: cutting-edge technology focused on education. Toro’s app for investing in the stock market offers extensive material for beginners and intermediates, as well as a diversified investment portfolio.

Rating: 4.4 ⭐⭐⭐⭐
- ✓ For beginners to intermediates
- ✓ Various brokerage models
- ✓ Robust educational content
- ✓ Security with advanced technology
- ✗ Fees depend on the chosen plan

**2. XP Investments**

One of the fastest-growing brokerages in Brazil. XP expanded its portfolio to serve from large volumes to individual investors with smaller capital. The app offers a value simulator, allowing comparison of investments and forecast gains before financial commitment.

Rating: 4.6 ⭐⭐⭐⭐
- ✓ For intermediate investors
- ✓ Range of domestic and international products
- ✓ Integrated simulator
- ✓ Complete educational material
- ✗ Greatest advantages for those with higher capital

**3. Mitrade**

International platform with increasing prominence in Brazil. Mitrade offers a secure and intuitive app for investing in the stock market, with access to stocks, Bitcoin, FOREX, gold, crude oil, and other global assets. Key feature: free demo account to practice before investing real money.

Rating: 4.6 ⭐⭐⭐⭐
- ✓ For beginners to intermediates
- ✓ Zero brokerage and no surprise fees
- ✓ Real-time charts and market analysis
- ✓ Demo account for practice
- ✗ Still little known in Brazil

**4. Nu Invest (Nubank)**

Nubank has solidified its position in the digital market and now offers investments through Nu Invest, incorporated through the acquisition of Easynvest. With over a thousand products (stocks, real estate funds, ETFs), the app for investing in the stock market is known for its ease and integration with the bank.

Rating: 4.6 ⭐⭐⭐⭐
- ✓ For beginner/conservative investors
- ✓ Account opening in minutes
- ✓ Good integrated simulator
- ✓ Free app with zero brokerage on some products
- ✗ Recommended for more conservative profiles

**5. Rico**

Part of XP Inc.'s strategy targeting young and lower-income segments. Rico gained ground with a casual language and quality educational features. Products include stocks, public and private bonds, and investment funds.

Rating: 4.4 ⭐⭐⭐⭐
- ✓ For beginner investors
- ✓ Free app with zero brokerage fees
- ✓ Youthful and accessible language
- ✓ Structured educational content
- ✗ Affiliated with XP Inc.

**6. Inter Invest (Banco Inter)**

Banco Inter offers its app for investing in the stock market with an integrated account in the digital bank. Inter Invest was developed as an alternative for bank clients, with quality educational material and competitive fees. Exclusive access for account holders.

Rating: 4.8 ⭐⭐⭐⭐
- ✓ For beginner investors
- ✓ Quality educational material
- ✓ Free app, zero brokerage
- ✓ Easy to use for clients
- ✗ Restricted access to bank customers

**7. Avenue**

Brokerage specializing in international investments. Through its app for investing in the stock market, it’s possible to have a US checking account and move funds in dollars. Ideal for those seeking to grow their international assets.

Rating: 4.0 ⭐⭐⭐⭐
- ✓ For intermediate investors
- ✓ Dollar account and international investments
- ✓ Good anti-fraud system
- ✓ Free app
- ✗ Brokerage costs in dollars

### Quick Comparison: Apps to Invest in the Stock Market in 2025

| App | Fee Model | Ideal Profile | Main Highlight |
|---|---|---|---|
| Toro | Various models | Customization | Structured education |
| XP Investments | R$ 4.90 | Intermediates | Access to NASDAQ/NYSE |
| Mitrade | Zero brokerage | Global | Predictive AI + demo account |
| Nu Invest | Zero (except day trade) | Conservative | Pix integration |
| Rico | Zero (except B3) | Youth and beginners | Social robo-advisor |
| Inter Invest | Zero (except B3) | Micro-investors | Low minimum deposits |
| Avenue | US$ 5 (average) | International | SPACs and dollar card |

### Why Investing in a Good App is Decisive for 2025

The stock and investment market in Brazil continues to grow. With a forecast of significant progress among Brazilians in the coming years, brokerages are more prepared than ever, offering increasingly sophisticated resources and fostering healthy competition.

Choosing the best app to invest in the stock market is essential to:
- Ensure security in your transactions
- Access tools that optimize your profits
- Take advantage of the positive market moment
- Gain knowledge through integrated financial education

International brokerages with high-quality standards, intuitive apps, and Portuguese support are transforming the experience of Brazilian investors. If you don’t yet have an account on any app to invest in the stock market, opening one is simple and quick — just a few minutes.

**Important:** This analysis does not constitute investment advice. Each investor should evaluate the best option according to their risk profile, market knowledge, and financial goals.