Last night's Builder Hub product demo showcased progress on two projects.
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**Chronos — A Disciplined Savings Protocol**
Simply put, it helps you stay disciplined. Lock USDC into a contract, and you can only withdraw at maturity.
Two types:
- **Fixed vault**: Cannot be touched early at all — ideal for those who truly want to save.
- **Flexible vault**: Early withdrawal incurs a 0.5% penalty, leaving an emergency exit.
Technical roadmap: Currently Solidity contracts + CCIP for cross-chain, will later fully migrate to Reclaim.
- Reclaim Account as the unified account.
- Workflow
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