In 2025, an interesting gameplay emerged in the DeFi space - a project turned itself into an "on-chain piggy bank."

You don't need to understand those complex smart contracts, nor do you need to switch back and forth between several protocols. The logic of this thing is very straightforward: you put your assets in, and it automatically helps you find the pool with the highest yield, then you can just lie back and wait for the dividends.

Compared to traditional banks? The interest can be several streets ahead. Compared to other DeFi protocols? The operational threshold is so low that even a grandmother can get started.

In simple terms, it means simplifying complex matters—just a few taps on your phone, and you can manage assets across chains, with profits rolling in automatically. This "foolproof" on-chain wealth management method is indeed quite suitable for lazy people.