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I noticed something interesting about Ripple's role in global payment standards.
Many people think that Ripple simply adopts existing standards, but it's much more nuanced than that.
In reality, Ripple actively participated in drafting ISO 20022, the standard that almost all global banks will gradually implement.
It's not just a matter of passive adoption. Ripple was involved in the very development of this standard.
The difference is crucial.
When you write the rules of the game rather than just follow them, you already have a structural advantage.
It's like sitting at the negotiation table instead of having to adapt afterward.
This commitment to ISO 20022 shows a long-term strategy.
While others wait for standards to crystallize, Ripple helps shape them.
It's an interesting positioning in the evolution of global payment infrastructures.
The real question isn't just whether Ripple uses these standards, but how its involvement in their creation influences its future positioning in the global financial system.