I noticed an interesting trend in the development of XRPL. It turns out that Ripple is seriously working on solving the problem of digital user verification. The essence is that Monika Long recently talked about the possibility of storing personal data — from KYC procedures to biometric markers — as private, portable tokens directly on the XRPL blockchain.

What’s truly interesting here? They are using zero-knowledge proofs, which is a technology that allows confirming information about a person without revealing the information itself. Imagine: you can prove that you passed Ripple verification, but at the same time, you don’t show anyone your personal data. This is a level of privacy that was previously only a dream.

Such an approach to verification could revolutionize the entire industry. If this really works, people will gain control over their identity and be able to transfer verified data between services without unnecessary bureaucratic procedures. XRPL is starting to position itself not just as a payment platform, but as an infrastructure for managing digital identity. This could be the beginning of something big.