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U.S. Congressman Introduces PACE Act to Open Federal Reserve Payment Channels to Qualified Companies
On April 22, a U.S. Congressman introduced the PACE Act, aimed at modernizing the American payment system. The bill proposes to allow qualified companies direct access to the Federal Reserve payment rails, in order to reduce payment delays, lower transaction fees, and accelerate the transfer speed for consumers and businesses. Reports indicate that the proposal has garnered support from fintech and cryptocurrency groups, with the goal of making the payment system faster, more cost-effective, and more competitive.