Recently, when watching stablecoins, some people get nervous and want to switch everything out. To be honest, de-pegging is often not caused by technical failure first, but by panic selling. As for reserve transparency, usually no one cares to look at the reports, and only when something happens do they ask, "Is there really enough?" but by then, the liquidity window might already be narrow.

I'm just someone who likes rebalancing; anyway, my approach is not to treat the "seemingly most stable" one as the only answer, but to diversify + keep some on-chain/off-chain flexibility, and during volatility, discipline yourself to gradually buy back, don't be too hard on yourself. By the way, I want to complain about the airdrop season's point system—task platforms are increasingly turning into something like clocking in at work... When emotions are stirred up, it's easier to slip up and make stupid moves.