I often think of modularization as a space station: thrusters, life support, communication each doing their own thing, so if one breaks, the whole ship doesn't have to go down with it. Frankly, for end users, the most intuitive change isn't "more advanced technology," but rather fewer lags or queues when using an app, more predictable costs, and occasionally being able to switch between different chains seamlessly, like changing lines. It's just that these days, the debates over staking, shared security, and layered yields—those "matryoshka" structures—are getting intense. I can understand everyone's concern about risks stacking up, and in the end, no one can clearly say who is actually backing the safety net.

A simple step I personally am willing to take for better security is: don't use the main wallet for new protocols right away, try running a small account for a week first, authorize only what’s necessary, and revoke unused permissions every few days... It’s a bit of trouble, but it’s better than just staring blankly at on-chain records afterward. Anyway, romance is romance, but ultimately, it’s execution that saves you.