Just checked the latest Fed data from the New York Reserve - SOFR dropped to 3.67% on April 16, down from 3.72% the day before. That's a noticeable shift in overnight financing rates. The effective federal funds rate held steady at 3.64% though, which is interesting given the SOFR movement.



Seems like the New York Fed's rates are settling into a pattern here. When you see SOFR ticking down while the funds rate stays flat, it usually signals some stabilization in short-term lending conditions. Worth keeping an eye on how this plays out over the next few trading sessions.

Anyone else tracking these rate changes closely? The overnight financing market can be a good early indicator for where broader policy might be heading.
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