Recently, I saw another wave of meme + celebrity pump calls, and the timeline is all "gone," which makes me even more anxious: whether to make money or not is secondary, just don't be the last one holding the bag.

Speaking of asset custody, when the amount is small, using a hardware wallet is actually enough, like putting cash in a drawer and locking it with a small lock;
but once the amount becomes large enough that you start to lose sleep, multi-signature is more like giving keys to several people in your family, so no one has sole control.
I interpret social recovery as "finding neighbors/friends as witnesses," losing the key can still be recovered, but only if you truly trust these people, and the social circle doesn't change to make things awkward.
Anyway, my current principle is: run through the worst-case scenario first, only put it on the chain if you can handle it, otherwise I'd rather earn less.